There are three great things that a credit card can offer new applicants – a competitive rewards program, a strong promotional financing offer, and a generous sign-up bonus. If there things are the Triple Crown of credit cards, then the Chase Freedom® is a winner.
Freedom’s rewards program
Cardholders earn 1% cash back rewards on all purchases, and an additional 4% cash back on up to $1,500 spent each quarter on select categories of transactions. For the second quarter of 2015, the bonus categories include restaurants. [click to continue…]
When people earn credit card rewards, they generally tend to redeem them for their own use. But what many travelers don’t realize is that they can redeem their points and miles to enable someone else to travel instead.
For example, a family that may want to visit a loved one out of town may not have enough rewards, or enough time to do so. Instead, the traveler could simply book an award flight for that person to travel to their home. In another example, children might have their own frequent flier accounts and accumulate miles when they travel. Yet the mileage can also be used for awards in the name of the parent, or anyone else, even if the child is not traveling. [click to continue…]