Credit card issuers spend billions on marketing to inform the public about the features and benefits of their products. But at the same time, it is important for credit card users to consider what to avoid when choosing a credit card.
Citi’s ThankYou Rewards program joined competitors such as American Express Membership Rewards, Chase Ultimate Rewards, and the Starwood Preferred Guest program by allowing points to be transferred to airline miles. Eligible airlines include:
Earning travel rewards can be complicated, but most of the travel rewards enthusiasts I know feel that they are spending their time well when they pursue points and miles. On the other hand, there is a large number of people out there who find themselves totally overwhelmed by all of the complicated credit cards and […]
Chase Freedom is one of the leading cash back credit cards, and for good reason. Cardholders earn 5% cash back on purchases from select categories of merchants that change each quarter, and 1% cash back on all other purchases. In addition, Freedom now comes with a large cash back sign up bonus. So how much […]
For a long time, there were three major credit cards that offered 5% bonus cash back at select categories of merchants that changed each quarter. The Chase Freedom, Discover it, and Citi Dividend Platinum Select competed for space in this popular segment of cash back reward cards with no annual fee. Yet earlier this year, […]
I really like collecting points and miles. The only way that my family and I can travel so much, and have so much fun, is because of generosity of some airlines, hotels, and rental car agencies. At the same time, there are some programs out there that just don’t seem to “get it” when it […]
There are many advantages to the peer to peer lending model. Borrowers go through a streamlined, online process to be approved for a loan, and their rates can never go up. In addition, customers enjoy some of the lowest rates available for an unsecured loan. In addition, these peer to peer loans are funded by […]
When you need a loan, your options can be surprisingly limited. Many banks generally don’t offer personal loans unless secured by a home, a car, or other collateral. Credit cards also offer unsecured loans, but the standard interest rates can be high, and the cash advance rates even higher. Yet those rates are nothing compared to the sky-high […]