travel_rewardsAmongst my family and friends, I am known as the guy that can help you travel for free. Yet every year, people try to get me to help them book a last minute trip over the holidays. Often, there is not much that I can do.

How to book an award trip

There are three factors that generally affect your ability to book an award. First is the length of time in advance. Airlines open their award seats 11 months in advance, and many of the best seats are taken in the first month. Still there are many good seats available until about 7 months in advance, but then there are far fewer seats each month after that.

The next factor is your flexibility. Those with the most flexibility will have the easiest time booking award travel. Those who need to travel on specific dates are often disappointed. [click to continue…]

citi-platinum-select-aadvantage-world-mastercard-67013The world of frequent flier miles has been turned upside down in the last few year. First, airlines went on a merger spree, and there are far fewer remaining. The surviving carriers then decided to devalue their mileage programs by offering fewer miles for flights and/or requiring more mile for award seats. Throughout this time, American Airlines has been the one carrier that has continued to offer the most value from its frequent flier program called AAdvantage.

Furthermore, their Citi® Platinum Select® / AAdvantage® World MasterCard® from Citi continues to be one of the best entry level airline mileage cards on the market.

What this card offers

New applicants earn 30,000 miles after making just $1,000 in purchases within the first three months of account opening. [click to continue…]

Why Citi Simplicity Is Best For Those Who Struggle With Credit Cards

April 9, 2014
Why Citi Simplicity Is Best For Those Who Struggle With Credit Cards

Credit card users often have a mixed relationship with their cards. They love the convenience and security, but they hate the high interest rates and punitive terms. Citi has created their in order to give these kind of credit card users a break. How Simplicity Works New cardholders start off with a break from interest […]

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Is The Chase Freedom The Best In Class?

April 7, 2014
Is The Chase Freedom The Best In Class?

The , the , and the are all similar cards. Each offers 1% cash back on all purchases, or 5% bonus cash back for purchases from select categories of merchants that change each quarter. So when choosing one of these cards, it helps to consider the benefits of one card over the others. Why the […]

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Great Cards With No Foreign Transaction Fees

April 4, 2014
Great Cards With No Foreign Transaction Fees

Credit card issuers typically impose a 3% foreign transaction fee on all charges processed outside of the United States. This fee serves little purpose considering that card issuers receive highly favorable inter-bank exchange rates, so the transfer is merely an arithmetic calculation. Thankfully, many card issuers are offering an increasing variety of cards without these […]

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Is The Chase Slate The Best Balance Transfer Card?

April 2, 2014
Is The Chase Slate The Best Balance Transfer Card?

Nearly every credit card issuer offers a variety of products that feature interest free promotional financing. But among all of these cards, the Slate card from Chase is currently the only one that features 0% APR financing on both new purchases and balance transfers, with no balance transfer fee. Some feel that this must be […]

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Rewards Pro – Surviving Weather Delays

March 31, 2014
Rewards Pro – Surviving Weather Delays

When everything works right, an expert traveler really has a similar experience to a novice. But when there is severe weather, the travel pros really know how to shine. Here is my advice for the next time mother nature wrecks havoc with your travel plans: 1. Prepare ahead of time. The important work begins before […]

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Maximizing The Q2 Bonuses From Discover it

March 28, 2014
Maximizing The Q2 Bonuses From Discover it

The card is known for its valuable cash back rewards program and its excellent customer service. Each quarter, cardholders can earn 5x rewards for spending at different categories of merchants and at specific stores. For the second quarter of 2014 (April, May, and June), cardholders can earn bonus rewards at all home improvement stores, furniture […]

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