Chase’s Freedom card is one of the most popular reward credit cards in America. It offers 5% cash back on up to $1,500 spent each quarter select categories of purchases that change throughout the year, and 1% cash back on all other purchases. Now, Chase has equipped the Freedom card with an EMV smart chip, which enhances both security and compatibility with the next generation of credit card terminals already being deployed throughout the world.

  • Named a Best Card for Cash Back by MONEY® Magazine
  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
  • Unlimited 1% Cash Back on every purchase
  • 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
  • You'll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
  • No annual fee and rewards never expire as long as your account is open
Purchases Intro
Balance Transfers Intro
Regular APR
Annual Fee
Credit Needed

0% for 15 months*

0% for 15 months*

13.99% - 22.99% Variable*

$0

Excellent/Good


[click to continue…]

When it comes to credit cards and travel rewards, the only constant is change. And when I speak with my colleagues in the travel and personal finance industry, they all want to debate what the latest trends are. Here are a few of my observations:

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back twice on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee
Purchases Intro
Balance Transfers Intro
Regular APR
Annual Fee
Credit Needed

0% for 15 months*

0% for 15 months*

12.99% - 22.99% (Variable)*

$0*

Excellent Credit



[click to continue…]

How Not To Choose A Credit Card

August 28, 2015

Credit card issuers spend billions on marketing to inform the public about the features and benefits of their products. But at the same time, it is important for credit card users to consider what to avoid when choosing a credit card.

Continue Reading →

Citi ThankYou Points Can Be Transferred To Airlines

August 26, 2015

Citi’s ThankYou Rewards program joined competitors such as American Express Membership Rewards, Chase Ultimate Rewards, and the Starwood Preferred Guest program by allowing points to be transferred to airline miles. Eligible airlines include: Flying Blue (Air France/KLM) Asia Miles (Cathay Pacific) EVA Air Etihad Guest Garuda Indonesia Qatar Airways Singapore Airlines Thai Airways Malaysia Airlines […]

Continue Reading →

Rewards Pro – Easy Ways To Start Earning Travel Rewards

August 24, 2015

Earning travel rewards can be complicated, but most of the travel rewards enthusiasts I know feel that they are spending their time well when they pursue points and miles. On the other hand, there is a large number of people out there who find themselves totally overwhelmed by all of the complicated credit cards and […]

Continue Reading →

How Much Cash Back Can You Get From Chase Freedom?

August 21, 2015

Chase Freedom is one of the leading cash back credit cards, and for good reason. Cardholders earn 5% cash back on purchases from select categories of merchants that change each quarter, and 1% cash back on all other purchases. In addition, Freedom now comes with a large cash back sign up bonus. So how much […]

Continue Reading →

How Citi Double Cash Replaces Dividend Platinum Select

August 19, 2015

For a long time, there were three major credit cards that offered 5% bonus cash back at select categories of merchants that changed each quarter. The Chase Freedom, Discover it, and Citi Dividend Platinum Select competed for space in this popular segment of cash back reward cards with no annual fee. Yet earlier this year, […]

Continue Reading →

Rewards Pro – Loyalty Programs I Can’t Stand

August 17, 2015

I really like collecting points and miles. The only way that my family and I can travel so much, and have so much fun, is because of generosity of some airlines, hotels, and rental car agencies. At the same time, there are some programs out there that just don’t seem to “get it” when it […]

Continue Reading →