Citi’s ThankYou Preferred is one of the leading reward credit cards with no annual fee. It offers double ThankYou points for dining and entertainment purchases, and one point per Dollar spent elsewhere.

Now, new applicants can receive 20,000 ThankYou points, worth $200 in gift cards, when they spend just $1,500 in purchases within three months of opening an account.

  • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
  • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*
Purchases Intro
Balance Transfers Intro
Regular APR
Annual Fee
Credit Needed

0%* for 12 months*

0%* for 12 months*

12.99% - 22.99% (Variable)*

$0*

Excellent Credit



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chase-logoIt’s no fun to be penalized by your credit card issuer. Yet that is what most banks do when cardholders make a late payment, exceed their credit limit, or have a payment returned.

But now, the Chase Slate has become the latest card to do away with penalty interest rates. Starting immediately, all of the new and existing Slate cardholders will no longer be under the threat of having a large penalty interest rate applied to their balance should they make a mistake. [click to continue…]

Activating Chase Freedom’s Bonus Categories

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Activating Chase Freedom’s Bonus Categories

is one of the most popular reward cards offered in the United States. It features 1% cash back on all purchases, or 5% cash back on up to $1,500 spent each quarter on designated categories of purchases and at eligible retailers. One of the quirks of this card is that you need to activate the […]

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Citi Simplicity Versus Chase Slate Balance Transfer Offer

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Citi Simplicity Versus Chase Slate Balance Transfer Offer

There are many credit card users who need an interest free promotional financing offer for balance transfers that will allow them to forgo interest charges while they pay off their debt. Two of the best offers currently available are the and the . Slate offers 15 months of 0% APR financing on both new purchases […]

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Citi Double Cash Versus Discover it Miles

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Citi Double Cash Versus Discover it Miles

There are many cardholders who want to earn the most possible cash back from their credit cards, and they have many outstanding products to choose from. Citi’s Double Cash card and the new Discover it Miles are two of the leading reward cards offered. Citi’s best cash back card features 1% back on all purchases […]

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Citi Double Cash Offers The Best Rate Of Cash Back, With No Annual Fee

May 20, 2015
Citi Double Cash Offers The Best Rate Of Cash Back, With No Annual Fee

Some cardholders aren’t interested in airline miles or hotel points. Also, they don’t want to earn points in some complicated bank rewards scheme. For these cardholders, the most important reward that they can receive is the highest possible rate of cash back. And while there are many cards that offer higher levels of cash back on […]

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Citi Simplicity, Now With 21 Months Of 0% APR Financing

May 18, 2015
Citi Simplicity, Now With 21 Months Of 0% APR Financing

For several years now, the best promotional offers featured, at most 18 months of interest free financing on new purchases, balance transfers, or both. But today, that is no longer the case. The Citi Simplicity card now reigns supreme, with an amazing 21 months of 0% APR financing on both new purchases and balance transfers, […]

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Best Rewards Credit Card Deals For May

May 15, 2015
Best Rewards Credit Card Deals For May

Responsible credit card users who always pay their balances in full earn valuable cash back rewards without paying any interest charges. This May, credit card users can choose from some outstanding offers in order to maximize the cash back that they receive. Cardholders receive 1% cash back when they make a purchase, plus another 1% […]

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