Those who hold the Chase Freedom® - $200 Bonus, Discover it®, or the Citi Dividend Platinum Select receive 5% cash back on select purchases from categories of merchants that change each quarter. Now that the fourth quarter of 2014 has arrived, cardholders should immediately activate their bonus categories.
Chase Freedom® - $200 Bonus
Freedom’s bonus categories for Q4 2014 include all purchases from Amazon.com, Zappols.com, and select department stores. The 5% cash back is available on up to $1,500 of qualifying purchases each quarter.
Furthermore, the 5% cash back is actually awarded in the form of points in Chase’s Ultimate Rewards program. While these points can be redeemed for cash back, they can be worth even more when transferred to a Sapphire Preferred, Ink Bold, or Ink Plus account. [click to continue…]
This December, credit card users who are in debt will need a balance transfer offer with 0% APR promotional financing. Opening up one of these accounts allows cardholders to take a break from their interest charges while they pay down their debt. And without these interest charges constantly accumulating, credit card users can devote their savings to paying off their balances even faster.
Here are the best balance transfer offers available this December:
The Slate card continues to be the only 0% APR promotional balance transfer offer available with no balance transfer fee. Slate offers new applicants 15 months of interest free financing on both new purchases and balance transfers. But whereas all other offers require cardholders to pay a 3% fee on the amount transferred, new Slate cardholders who perform a transfer within 60 days of account opening will not be charged this fee. [click to continue…]