save-checked-bag-feesNearly every airline offers a co-branded credit card that allows customers to earn frequent flier miles. But all mileage programs are not equal, and the value of their miles will vary from person to person. So how do credit card applicants choose the best card for their needs?

Consider the following:

1. What airline will you actually use? Americans in many major cities will enjoy the presence of an airline hub that flies non-stop to most destinations. And if this is the airline that they fly most often, cardholders should strongly consider a card offered  by their dominant home carrier. Alternatively, credit card users could select a card from the carrier that has the best service to their favorite destination. [click to continue…]

iStock_000017073811XSmallEver since it was introduced, the Chase Sapphire Preferred® card has rocketed to the top of the reward credit card market. Chase Sapphire Preferred® has gained so many dedicated followers due to the strengths of the Ultimate Rewards program as well as the double points for dining and travel.

But now, Chase has introduced its “First Friday Favorites” promotion that will allow cardholders to earn even more Ultimate Rewards points.  Starting on May 3rd, Chase Sapphire Preferred® cards will award triple points for all dining expenditures on the first Friday of each month. This bonus includes spending at restaurants, bars, fast food joints, and coffee shops.

In conjunction with this promotion, Chase has set up a Facebook page where cardholders can list their favorite restaurants and view the selections of others. From there, cardholders can then utilize OpenTable to book a reservation at their choice of restaurants. [click to continue…]

Ideas To Plan A Rewards Point Trip

May 13, 2013
Ideas To Plan A Rewards Point Trip

Banks offer dozens of reward credit cards, and it can be easy for cardholders to become overwhelmed when trying to plan a trip using their points or miles. In fact, how cardholders spend their rewards is nearly as important has how they earned them. Here are a few principles to consider when planing a vacation [...]

Continue Reading →

Should You Use Tax Returns To Pay Off Credit Cards?

May 10, 2013
Should You Use Tax Returns To Pay Off Credit Cards?

This April, millions of Americans will have received tax refund checks. But then the question remains, what is the best use of these funds? For those with credit card debt, it can be easy to simply sign the check over to the bank and eliminate some debt, but is that the best use of the [...]

Continue Reading →

How Long Before Sign Up Bonuses Are Granted?

May 8, 2013
How Long Before Sign Up Bonuses Are Granted?

As summer draws closer, it is not too late for credit card users to earn valuable points and miles for summer travel. And one of the best ways to do this is by earning one of the large sign-up bonuses that banks offer new applicants. Nevertheless many applicants are concerned that that their sign-up bonus [...]

Continue Reading →

0% APR cards Vs. Sign Up Bonus – Which Will Save You More

May 5, 2013
0% APR cards Vs. Sign Up Bonus – Which Will Save You More

Credit cards are not just useful financial instruments for customers, they are highly profitable products for banks. Therefore, card issuers are willing to go to great lengths in order to attract new customers. Typically, new applicants are offered 0% APR promotional financing on balance transfers and new purchases, a lump sum sign up bonus, or [...]

Continue Reading →

Best Reward Cards For Planning A Summer Vacation

May 3, 2013
Best Reward Cards For Planning A Summer Vacation

Summer is the peak of the travel season, and once again, reward credit card holders are poised to used their points and miles for award travel. And the key to their reward travel ambitions is choosing the right credit card. Top credit cards for summer travel Chase Sapphire Preferred® This all purpose travel rewards card [...]

Continue Reading →

May’s Best Balance Transfer Offers

May 1, 2013
May’s Best Balance Transfer Offers

As spring stretches into summer, many credit card users have not been able to recover from their holiday spending. And the most powerful tool for avoiding interest charges while paying down existing debt remains credit cards with 0% APR promotional balance transfer offers. This May, credit card applicants can chose from these five top credit [...]

Continue Reading →