When it comes to promotional balance transfer offers, applicants search for the longest terms possible. And while the CARD Act requires that these offers last a minimum of six months, the best offers currently on the market last as long as 18 months.
Citi features both the Citi Simplicity® Card and Citi® Diamond Preferred® Card with 18 months of interest free financing on both new purchases and balance transfers. So why not just choose one of the cards with the 18 months offers? Citi also offers its Citi ThankYou® Preferred Rewards Card with 12 months of interest free financing as well as 15,000 ThankYou points after new applicants spending $1,000 within the first three months of opening an account. Since these points are worth $150 in travel, gift cards, or loan repayments, is this a better offer? [click to continue…]