discover-it-newOne of the gotchas of credit card rewards can occur when cardholders cancel their cards and lose their rewards. In other instances, reward cardholders must earn a certain amount of rewards in order to have the chance to redeem them. Yet Discover, one of the leading issuers of reward credit cards, recently announced that it would become the first and only credit card company to offer cardmembers no forfeitures, no threshold and no expiration date when redeeming Cashback Bonus rewards.

The revamped rewards program comes from the company’s that was the first to ever offer cashback rewards.   With these changes, Discover cardholders will have more control over the rewards that they earned  Cardholders can now redeem their Cashback Bonus, no matter how much they have earned. [click to continue…]

100dollarbillThe best credit card offers can significantly benefit cardholders in two important ways. First, a good promotional financing offer can feature over a year’s worth of interest free financing on both new purchases and balance transfers. Furthermore, the best cards will offer valuable rewards in the form of points, miles, or cash back. Thankfully, the Citi® Double Cash Card combines these two features in one card.

How this card works

New applicants receive 15 months of interest free financing on both new purchases and balance transfers, with a 3% balance transfer fee. In addition, this card features 1% cash back when cardholders make purchases, plus another  1% cash back when cardholders pay for those purchases, whether they pay in full or over time. [click to continue…]

Barclaycard Ring: No Fee Balance Transfers and 8% APR

February 23, 2015
Barclaycard Ring: No Fee Balance Transfers and 8% APR

The is unlike any other credit card. It is the first credit card run by social media in which cardholders can interact with product managers to get support, and the entire community votes on changes to its terms and conditions. But beyond these groundbreaking features, the Ring card also has some excellent rates. For example, […]

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Comparing The Two Discover it Card Offers

February 20, 2015
Comparing The Two Discover it Card Offers

The is a credit card that offers both a promotional financing offer and the ability to earn rewards for spending. This card is currently available in two different versions, each with different promotional financing offers. with 14 months of financing  This card offers 14 months of interest free financing on both new purchases and balance […]

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How To Save Money On Your Holiday Balances

February 18, 2015
How To Save Money On Your Holiday Balances

Many credit card users find themselves paying off their balances from the holidays throughout the rest of the year. Doing so will incur very expensive interest charges on cardholder’s average daily balance. For some credit card users, these interest charges can add up to hundreds of dollars. Thankfully, there is a way to eliminate those interest […]

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Chase Freedom Announces Bonus Categories For 2015

February 16, 2015
Chase Freedom Announces Bonus Categories For 2015

The Freedom card from Chase is one of the most popular reward cards offered in the United States. It features 1% cash back on all purchases, plus an additional 4% cash back on up to $1,500 spent each quarter at select categories of merchants. It is not even 2015, but Chase has already announced an […]

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Best 0% APR Offers For February

February 13, 2015
Best 0% APR Offers For February

This February, credit card users have the opportunity to make new purchases while enjoying interest free financing for as long as 18 months. Credit cards with 0% APR promotional financing allow cardholders extra time to pay off their charges without incurring the cost of paying interest. In addition, cardholders who take advantage of these offers […]

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Best Balance Transfers for February

February 11, 2015
Best Balance Transfers for February

In the grips of winter, many cardholders find themselves at home in the evenings, planning a way to get out of credit card debt. This February, credit card users have their choice of several competitive balance transfer offers that can feature 0% APR promotional financing. Here are some of the best balance transfer offers for […]

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