The Discover it® is a reward credit card with a tremendously loyal following. It offers 1% cash back on all purchases, plus an additional 4% cash back on up to $1,500 spent at select categories of merchants that change each quarter. The bonus categories for the first quarter of 2015 have been announced, and cardholders can now register for their bonuses.
These categories include gas stations and ground transportation options such as buses, trains, taxis, limousines, and rental cars. Once cardholders have earned a total of 5% cash back on $1,500 spent at eligible merchants, they can still earn an unlimited amount of cash back at 1%. [click to continue…]
Two of the best promotional financing offers available are from the Chase Slate® card and the Citi Simplicity. Chase Slate® offers 15 months of interest free financing on both new purchases and balance transfers,with no balance transfer fee. Citi Simplicity® Card offers 18 months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee.
The case for Chase Slate®
For some time, Chase Slate® has been the only 0% APR financing offer available for balance transfers with no balance transfer fee. Nearly all other offers for interest free balance transfers, including Citi Simplicity® Card, have a 3% balance transfer fee. So if a cardholder needs to transfer a balance of $4,000, a 3% balance transfer fee would be $120 on all other cards. [click to continue…]