The Discover it® card is one of the leading cash back credit cards offered. It features 1% cash back on all purchases, plus an additional 4% cash back on select categories of purchases that change each quarter, on up to $1,500 in eligible purchases. For the 3d quarter of 2014, the bonus category includes gas stations. The third quarter includes July, August, and September.
5% cash back on $1,500 is $75, which is enough money that cardholders won’t want to miss out on this opportunity. Here are several ways that you can make sure you get the most from this offer.
Make sure to activate the bonus categories
Each quarter, cardholders must sign up for the 5% offer. Thankfully, cardholders can do so through the end of September, and the bonus applies retroactively to the purchases that they already made during the 3d quarter. [click to continue…]
Airlines and hotels often receive a bad reputation for being too complicated and for changing their programs without advanced notice. For the most part, they deserve much of their criticism.
Nevertheless, there are still some programs out there that have earned my admiration, trust, and yes, loyalty.
Southwest Airlines Rapid Rewards
Don’t believe it when people value the frequent flier rewards of most airlines at what a ticket would have cost. Unaccounted for are the sacrifices in terms of advanced notice and flexible planning necessary to secure a scarce award seat.
This is not the case with Southwest, where any seat for sale is available as an award. Furthermore, I value their awards more than paid tickets, as awards are fully refundable (cancel a regular ticket and you will receive a travel credit that can only be used by the person the ticket was issued to). [click to continue…]