The Discover it® is an extremely popular rewards card. It offers 1% cash back on all purchases, and an additional 4% cash back for purchases from select categories of merchants that change each quarter, on cardholder’s first $1,500 spent.
Bonus categories for the fourth quarter of 2014
This year, cardholders can earn 5% total cash back from online purchases as well as those at department stores during the months of October, November, and December. This should be a boon to cardholders who shop during the holiday season, as there is up to $75 of cash back available. [click to continue…]
Credit card users who enjoy travel rewards are often lured to cards that feature frequent flier miles. Yet in recent years, these cardholders have become disappointed by the decreasing value of their miles as airlines reduce the availability of award seats and increase the number miles needed to book an award.
In response, many cardholders have turned to products that offer points in hotel rewards program. Citi offers its Hilton HHonors and HHonors Reserve cards that allow cardholders to earn points towards award nights with no blackout dates or capacity controls.
The standard Citi® Hilton HHonorsTM Visa Signature® Card
This card offers new applicants 40,000 points after spending just $1,000 within four months of opening an account. [click to continue…]