At the beginning of 2014, Discover cleaned out its closet of an entire range of reward credit card offerings and began to offer just a single card called “Discover it.” This card tried to do all things well, and was very successful. It offered a competitive rewards program, attractive promotional financing offers, and highly regarded customer service.
Anyone with experience with credit cards and award travel will eventually find out that earning airline miles is relatively easy. Spending them is actually the hard part. In recent years, airlines have drastically reduced the number of award seats that they make available at the lowest mileage levels. Instead, travelers are asked to redeemed the miles for two or three times the number of miles that are advertised.
No, I do not want to redeem 50,000 miles for a $300 domestic round trip flight
Between discounted airfare and high priced awards, many travelers are now finding that their miles are worth less than a penny each. At those rates, they might as well sign up for a competitive cash back award, and fly when and where they want on their own dime (and earn more worthless miles for doing so!).
The Discover card just released a new version of its wildly successful it card, called the Discover it chrome. This new card features 1% cash back on all purchases, plus another 1% back on gas and dining charges, on up to $1,000 each quarter of eligible spending. The it Chrome offers 12 months of interest free […]
Travelers to foreign countries are learning that EMV smart chips are quickly becoming the standard. At first, cards needed one of these chips to be read at kiosks such as those that sell train tickets. Now, these card readers are increasingly common in restaurants and stores where employees are just as likely to insert your […]
A lot of credit card users are tired of reward cards that earn frequent flier miles. They come to this conclusion after trying, and failing to use their miles for a trip they want to go on. Nevertheless, there is a community of reward enthusiasts that are consistently able to find the award flights they […]
Your good credit is one of the most valuable assets you have. Having a strong credit report will help you to qualifying for loans at the lowest interest rates, be approved for new credit cards, and even help pass a pre-employment background check. In the past, Americans might only have found out about their credit […]
0% APR balance transfer offers can be incredibly valuable. These offers allow cardholders to open up a new credit card account, and transfer their existing balances to it to avoid all interest charges during the promotional financing period. But the biggest downside of these offers is that nearly all of them require the payment of […]
In recent years, credit cards have offered promotional financing for as long as 18 months. But now, Citi has surpassed its rivals by offering 21 months of interest free financing on both new purchases and balance transfers, with a 3% balance transfer fee.