The Discover it® card does a great job of trying to be one card for all purposes. It features introductory financing offers, rewards for spending, and a range of other features and benefits. In addition, it also comes in three different versions.
Here are those versions, and who should apply for which:
Discover it® with 14 months of interest free financing on new purchases and balance transfers
This version allows cardholders to enjoy fourteen months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee. [click to continue…]
Many credit card users want to earn as many rewards as possible, but without paying an annual fee. Citi offers its ThankYou Preferred card while Barclaycard has a no-fee version of its Arrival card that feature bonus rewards for dining, and no annual fee.
Lets see how these cards compare:
The Citi ThankYou® Preferred Card offers double points on dining and entertainment charges and one point per dollar spent on other purchases. The Barclaycard Arrival™ World MasterCard® offers double miles on travel and dining purchases, and one mile per dollar spent elsewhere. So the advantage depends on whether cardholders spend more on entertainment or travel. [click to continue…]