discover-it-newOne of the gotchas of credit card rewards can occur when cardholders cancel their cards and lose their rewards. In other instances, reward cardholders must earn a certain amount of rewards in order to have the chance to redeem them. Yet Discover, one of the leading issuers of reward credit cards, recently announced that it would become the first and only credit card company to offer cardmembers no forfeitures, no threshold and no expiration date when redeeming Cashback Bonus rewards.

The revamped rewards program comes from the company’s that was the first to ever offer cashback rewards.   With these changes, Discover cardholders will have more control over the rewards that they earned  Cardholders can now redeem their Cashback Bonus, no matter how much they have earned. [click to continue…]

discover-it-newThe Discover it® is a reward credit card with a tremendously loyal following. It offers 1% cash back on all purchases, plus an additional 4% cash back on up to $1,500 spent at select categories of merchants that change each quarter. The bonus categories for the first quarter of 2015 have been announced, and cardholders can now register for their bonuses.

These categories include gas stations and ground transportation options such as buses, trains, taxis, limousines, and rental cars. Once cardholders have earned a total of 5% cash back on $1,500 spent at eligible merchants, they can still earn an unlimited amount of cash back at 1%. [click to continue…]

What To Look For In A Promotional Financing Offer

January 26, 2015
What To Look For In A Promotional Financing Offer

Credit card applicants who are looking for a promotional financing offer need to choose carefully. There are many strong, competing offers available, and cardholders should understand what terms and benefits are most important. Here is what applicants need to look for: Duration of financing Promotional financing offers must be at least six months long, but […]

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Choosing The Best Balance Transfer Credit Card

January 23, 2015
Choosing The Best Balance Transfer Credit Card

The market for credit cards with 0% APR balance transfer offers is constantly changing, and credit card applicants need to stay on top of the latest offers in order to choose the best one. Currently, there are a handful of credit cards with promotional financing offers that rise above the rest. Here are some of the […]

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Top Reward Cards With Balance Transfer Offers

January 21, 2015
Top Reward Cards With Balance Transfer Offers

There are some credit card users who need a balance transfer offer, but can still benefit from a reward credit card. Thankfully, there are several reward credit cards that come with competitive promotional financing terms. Here are some of the top cards that do both well: Citi’s new Double Cash is a reward card that […]

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Best Reward Credit Card Deals For January

January 19, 2015
Best Reward Credit Card Deals For January

There is nothing quite as valuable as cash back rewards, and the credit card industry is so competitive, that card issuers compete to offer the most cash back. This January, applicants have several valuable offers to choose from that offer cash back, as well as promotional financing opportunities. – $100 Bonus New applicants can earn […]

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Best Travel Reward Promotions For January

January 16, 2015
Best Travel Reward Promotions For January

Reward credit card users love earning travel rewards, and there are many credit cards that meet this need. This January, credit card users can choose from several outstanding products that offer points toward free hotel rooms and other travel reservations. New applicants can earn 40,000 Hilton HHonors Bonus points after spending $1,000 within four months of […]

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Best 0% APR Offers For January

January 14, 2015
Best 0% APR Offers For January

In January, many credit card users will still want a card that offers 0% APR financing on new purchases. These offers are ideal for financing large upcoming expenses without having to pay the standard interest rate. Thankfully, there are several outstanding offers available to new applicants at this time. This card offers 0% APR introductory financing […]

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