100dollarbillThe best credit card offers can significantly benefit cardholders in two important ways. First, a good promotional financing offer can feature over a year’s worth of interest free financing on both new purchases and balance transfers. Furthermore, the best cards will offer valuable rewards in the form of points, miles, or cash back. Thankfully, the Citi® Double Cash Card combines these two features in one card.

How this card works

New applicants receive 15 months of interest free financing on both new purchases and balance transfers, with a 3% balance transfer fee. In addition, this card features 1% cash back when cardholders make purchases, plus another  1% cash back when cardholders pay for those purchases, whether they pay in full or over time. [click to continue…]

Barclaycard_logo_bdrThe Barclaycard® Ring MasterCard® is unlike any other credit card. It is the first credit card run by social media in which cardholders can interact with product managers to get support, and the entire community votes on changes to its terms and conditions.

But beyond these groundbreaking features, the Ring card also has some excellent rates. For example, cardholders can transfer a balance to the Ring card with no balance transfer fee. The standard interest rate and balance transfer interest rate for this card is a very low 8%, and the cash advance rate is also 8%. And as with other Barclaycard products, cardholders receive complimentary access to their FICO scores as a benefit to active cardmembers. And most importantly, there is no annual fee for this card.

How this compares to other promotional financing offers

There are many 0% APR promotional financing offers, but all of them are for a limited time, and nearly all of them have a 3% balance transfer fee. In contrast, this offer has no balance transfer fee, and the low balance transfer APR is not for a limited time. So this offer appeals to applicants who want simple and reasonable terms and conditions, and not just short term savings.

By understanding the difference between the Barclaycard® Ring MasterCard® and other offers, cardholders can choose the best product for their needs.

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Purchases Intro
Balance Transfers Intro
Regular APR
Annual Fee
Credit Needed

N/A*

None for None*

8.00% (Variable)*

$0

Excellent Credit


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