Two of the best promotional financing offers available are from the Chase Slate® card and the Citi Simplicity. Chase Slate® offers 15 months of interest free financing on both new purchases and balance transfers,with no balance transfer fee. Citi Simplicity® Card offers 18 months of 0% APR financing on both new purchases and balance transfers, with a 3% balance transfer fee.
The case for Chase Slate®
For some time, Chase Slate® has been the only 0% APR financing offer available for balance transfers with no balance transfer fee. Nearly all other offers for interest free balance transfers, including Citi Simplicity® Card, have a 3% balance transfer fee. So if a cardholder needs to transfer a balance of $4,000, a 3% balance transfer fee would be $120 on all other cards. [click to continue…]