0-apr-december2012Credit card applicants who are looking for a promotional financing offer need to choose carefully. There are many strong, competing offers available, and cardholders should understand what terms and benefits are most important.

Here is what applicants need to look for:

Duration of financing

Promotional financing offers must be at least six months long, but currently there are several offers that feature interest free financing for as long as 18 months, such as the Citi Simplicity® Card and Citi® Diamond Preferred® Card. It is also important to note if the financing applies to new purchases, balance transfers, or both. [click to continue…]

0-apr-sept2012The market for credit cards with 0% APR balance transfer offers is constantly changing, and credit card applicants need to stay on top of the latest offers in order to choose the best one. Currently, there are a handful of credit cards with promotional financing offers that rise above the rest.

Here are some of the top offers and the type of applicants they are for:

Chase Slate®

The Chase Slate® is the last remaining 0% APR promotional financing offer for balance transfers with no balance transfer fee. [click to continue…]

Top Reward Cards With Balance Transfer Offers

January 21, 2015
Top Reward Cards With Balance Transfer Offers

There are some credit card users who need a balance transfer offer, but can still benefit from a reward credit card. Thankfully, there are several reward credit cards that come with competitive promotional financing terms. Here are some of the top cards that do both well: Citi’s new Double Cash is a reward card that […]

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Best Reward Credit Card Deals For January

January 19, 2015
Best Reward Credit Card Deals For January

There is nothing quite as valuable as cash back rewards, and the credit card industry is so competitive, that card issuers compete to offer the most cash back. This January, applicants have several valuable offers to choose from that offer cash back, as well as promotional financing opportunities. – $100 Bonus New applicants can earn […]

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Best Travel Reward Promotions For January

January 16, 2015
Best Travel Reward Promotions For January

Reward credit card users love earning travel rewards, and there are many credit cards that meet this need. This January, credit card users can choose from several outstanding products that offer points toward free hotel rooms and other travel reservations. New applicants can earn 40,000 Hilton HHonors Bonus points after spending $1,000 within four months of […]

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Best 0% APR Offers For January

January 14, 2015
Best 0% APR Offers For January

In January, many credit card users will still want a card that offers 0% APR financing on new purchases. These offers are ideal for financing large upcoming expenses without having to pay the standard interest rate. Thankfully, there are several outstanding offers available to new applicants at this time. This card offers 0% APR introductory financing […]

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Best Balance Transfer Offers For January

January 12, 2015
Best Balance Transfer Offers For January

This January, many credit card users are discovering that they are in need of a 0% APR promotional balance transfer offer. Perhaps they spent too much over the holidays, or they have been working for some time to retire their credit card debt, but there is still time to apply for one of the many great […]

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Comparing Citi’s Balance Transfer Offers

January 7, 2015
Comparing Citi’s Balance Transfer Offers

Citi has a strong portfolio of credit card offers for earning rewards and for making 0% APR promotional balance transfers. Currently, there are four Citi cards that feature competitive promotional financing on both new purchases and balance transfers. Simplicity is largely what its name implies. Cardholders pay no annual fee and no late fee, and […]

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