family-vacationWhen people earn credit card rewards, they generally tend to redeem them for their own use. But what many travelers don’t realize is that they can redeem their points and miles to enable someone else to travel instead.

For example, a family that may want to visit a loved one out of town may not have enough rewards, or enough time to do so. Instead, the traveler could simply book an award flight for that person to travel to their home. In another example, children might have their own frequent flier accounts and accumulate miles when they travel. Yet the mileage can also be used for awards in the name of the parent, or anyone else, even if the child is not traveling. [click to continue…]

discover-it-newThe Discover it® card offers both interest free promotional financing and competitive rewards, with no annual fee. Cardholders have their choice of 14 months of 0% APR financing on both new purchases and balance transfers, or 18 months for balance transfers and six months for new purchases. There is a 3% balance transfer fee with both offers, but no annual fee.

In addition, cardholders also receive 5% cash back on up to $1,500 in qualifying purchases each quarter, and 1% cash back on all other purchases. [click to continue…]

8 Things To Look For In A Credit Card

March 23, 2015
8 Things To Look For In A Credit Card

How should applicants choose a credit card? The thing to do is to consider all of the important factors. Here are eight factors that applicants should be aware of: 1. Annual fee. This is the fee that cardholders are required to pay each year, although some cards waive cardholder’s first annual fee. 2. Rewards. Credit cards can offer rewards in […]

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Considering The Hilton HHonors Visa Signature Card From Citi

March 20, 2015
Considering The Hilton HHonors Visa Signature Card From Citi

Hilton is one of the largest hotel chains in the world, and it offers no fewer than four different credit cards in the United States though its banking partners Citi and American Express.  The is a great choice for those who are looking for a hotel rewards card. Benefits of the This card offers new applicants 40,000 […]

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Earn 50,000 Miles From The US Airways MasterCard

March 18, 2015
Earn 50,000 Miles From The US Airways MasterCard

For a limited time, the US Airways Premier Mastercard from Barclaycard is offering new applicants 50,000 bonus miles after making their first purchase and paying the $89 annual fee. Cardholders also receive several other amenities such as their first bag checked for free for themselves and up to four other traveling companions. In addition, customers […]

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Introduction To 0% APR Financing Offers

March 16, 2015
Introduction To 0% APR Financing Offers

Many credit card users who come across new account offers that feature 0% APR financing are skeptical that these offers are legitimate. Promotional financing offers have been a regular part of the credit card industry for decades, and most of the major banks feature at least one card with interest free financing for new applicants. […]

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Best Rewards Credit Card Deals For March

March 13, 2015
Best Rewards Credit Card Deals For March

Reward credit cards offer customers valuable cash back for the spending that they normally do. This March, there are several strong reward credit card deals available to applicants. Citi new card is offering some of the best cash back rewards in this market market. Cardholders earn 1% cash back on all purchases, and another 1% cash back […]

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Best 0% APR Offers For March

March 11, 2015
Best 0% APR Offers For March

This March, credit card applicants can receive up to 18 months of 0% APR financing on new purchases with some of the outstanding promotional financing offers. These credit cards can help customers finance home improvements, medical procedures, and vacations with no interest charges, so long as they pay their balance off within the terms of […]

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