The Citi Dividend Platinum Select card is one of the top cash back reward cards available. It features 1% cash back on all purchases, plus an additional 4% cash back for select categories of purchases that change each quarter, on cardholder’s first $6,000 of eligible spending each calendar year. That is worth $300 in cash back if a cardholder spends the entire $6,000 on eligible purchases in one year.
This sounds simple enough, yet there are some techniques that cardholders can use to ensure that they receive the most possible cash back. [click to continue…]
The Discover it® is an extremely popular rewards card. It offers 1% cash back on all purchases, and an additional 4% cash back for purchases from select categories of merchants that change each quarter, on cardholder’s first $1,500 spent.
Bonus categories for the fourth quarter of 2014
This year, cardholders can earn 5% total cash back from online purchases as well as those at department stores during the months of October, November, and December. This should be a boon to cardholders who shop during the holiday season, as there is up to $75 of cash back available. [click to continue…]