0% APR Credit Card Offers

For most consumers, especially those intending to use their new credit card for purchases, a 0% APR credit card for balance transfers and purchases can provide the best value.  Unfortunately, the number of credit cards offering a 0% APR on both purchases and balance transfers has become very limited. However, a few credit cards still offer these deals.

In this section, you can compare current offers for 0% APR & low introductory APR credit cards and apply online for approval.

Top 0% APR Credit Card Offers

0 APR Balance Transfers and Purchases

0 APR Balance Transfer Offer

0% APR on Purchases and Balance Transfers with Rewards
Discover® More Card
Offers a 0% Intro APR for a FULL 6 months on purchases and a FULL 15 months on balance transfers. Very good/excellent credit needed.*
0 APR credit card offer
Citi® Platinum Select® MasterCard®
Offers a 0% Introductory APR on balance transfers for 18 months and a 0% Introductory APR on purchases for 12 months.
0 APR on purchases and balance transfers
Discover® More® Card – $75 Cashback Bonus®
Offers a 0% APR on purchases for 6 months, a 0% APR on balance transfers for 12 months & a $75 Cashback Bonus after your first $500 in purchases.
0 APR on purchases and balance transfers

Additional 0% APR Credit Card Offers

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0% APR Balance Transfers Credit Card Articles

The Benefits of 0% APR Balance Transfer Credit Cards: Do you know how much money you waste on interest every year? For the average consumer, this figure is somewhere around $140 for every $1000 of credit card debt. This means that someone with $3,000 in debt spends over $400 a year on interest. Read Full Article

The Best 0% Balance Transfer Credit Card: With more and more credit card companies changing the terms and conditions of their offers, its more important than ever to choose a good credit card company. This article discloses the logic behind what we consider to be a good credit card for balance transfers and some tips to help you avoid bad balance transfer deals.

Balance Transfers 101: This article for balance transfer newbies covers the basics of balance transfers and includes tips to help you find the best available deals.

*Important Disclaimer: See credit card applications for complete terms and conditions. While Smart Balance Transfers makes reasonable efforts to maintain accurate information, all credit card information is presented without warranty. When you click an “Apply” button, you can review the credit card terms and conditions on the issuing company’s website.