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0% APR Balance Transfer Credit Cards |
In this section, you will find credit cards that offer 0% APR balance transfers. Due to the ongoing credit crunch, most credit card companies have stopped offering 0% balance transfers lasting more than 6 months, though offers lasting for 1 year can still be found.
Transferring balances to a credit card that offers a 0% APR for 12 months can provide substantial savings. A person with $5,000 in credit card debt and an interest rate of 15% can save close to $700 on interest during the course of a single year.
Below you can compare the details of leading 0% balance transfer offers. Once you’ve found the right credit card, click apply to access the online application and start saving money on interest.
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Top 0% APR Balance Transfer Credit Card Offers |
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Choosing a 0% Balance Transfer Credit Card |
From the Editor: Many credit card companies that advertise a 0% APR for up to 12 months on balance transfers may actually approve your application, but only grant you a 0% rate for as little as 6 months. The length of your 0% interest period with these offers is determined when your application is reviewed. In order to avoid this rate shock, I recommend the Discover® More (SM) Card, which advertises and delivers a 0% APR for 12 months on balance transfers to approved applicants.
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Additional 0% Balance Transfer Credit Cards |
Balance Transfers Tip: This credit card does NOT offer a 0% APR on balance transfers. This is a no fee balance transfer credit card which requires applicants to have exceptional credit to get approved. Since getting denied for this credit card may impact your ability to get approved for another offer, we recommend using a free trial of a credit monitoring service to check your credit score before applying. You can check your credit score for free here. A score above 800 may be needed for approval. Also, to complete this application, you must fax or mail proof of income and other documents, which can delay the processing of your application.
0% APR Balance Transfers Page 1 – Page 2 – Page 3
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0% Balance Transfer Articles |
How Many 0% Balance Transfer Credit Cards Do I Need?: Credit card companies have become much stingier with credit limits during the past year. In the past, people looking to transfer balances of $3,000 or more could easily get initial credit limits large enough to cover their balance transfers. Today, it may take more than one balance transfer credit card to get a high enough credit limit.
Balance Transfer Credit Card Application Tips: Getting a balance transfer credit card is not as easy as it was a few months ago. And, despite new credit card laws, credit card applications are as tricky as they’ve ever been. To help you avoid balance transfer credit card application traps, we’ve compiled a list of tips to help you get the most out of a money saving balance transfer.
0% Balance Transfer Dos and Don’ts: With 0% balance transfer options dwindling and credit card companies growing evermore stingy, these tips can help you take advantage of the best deals on the market and avoid balance transfer mistakes that could sap your savings opportunities.
*Important Disclaimer: See credit card applications for complete terms and conditions. While Smart Balance Transfers makes reasonable efforts to maintain accurate information, all credit card information is presented without warranty. When you click an “Apply” button, you can review the credit card terms and conditions on the issuing company’s website.