Balance Transfers 101
Covers the basics of 0 balance transfers. This article is designed to help first time users of balance transfer credit cards understand how these money saving transactions work as well as how to maximize your interest savings. Read Balance Transfers 101
0% Balance Transfer Credit Cards Ending
0% balance transfers have become an endangered species. Many credit card companies have reduced the length of 0% balance transfer offers and more companies are requiring higher credit scores for approval. Unfortunately, it is only a matter of time before 0% balance transfers are no longer available.
Don't Transfer Credit Card Balances When Applying Online
Credit card companies are raising balance transfer fees and shortening the length of 0% balance transfer offers. Why, because they don't want your balance transfers. Because of this, and two other key reasons, it is best to apply online and wait to transfer balances until after your credit card application is approved.
Benefits of 0% APR Balance Transfer Credit Cards
Do you know how much you money you give away to credit card companies every year? You can find out by using our balance transfer calculator, or learn more by reading about 0% APR balance transfer credit card benefits, an article that demonstrates how these credit cards can help you get out of debt faster.
How to Do a Credit Card Balance Transfer Correctly
When you do a balance transfer, there are a number of credit card tactics that can lead to an erosion in your potential savings. We put together six tips to help you avoid potential pitfalls so you can avoid late fees, high interest rates and confusing 0% APR offers that only last 3 months.
NEW! Balance Transfer Credit Card Application Tips
Getting a balance transfer credit card is not as easy as it was a few months ago. And, despite new credit card laws, credit card applications are as tricky as they've ever been. To help you avoid balance transfer credit card application traps, we've compiled a list of tips to help you get the most out of a money saving balance transfer.
The No Headache Balance Transfer Guide
Getting the best deal on a balance transfer credit card is not as easy as it used to be. Find out how to avoid fine print tricks such as tiered pricing that can make you believe you're getting a 0% APR for 1 year, but only grant you a 0% interest rate for 3 months and get the best balance transfer credit card.
Balance Transfers and Credit Scores
Wondering if applying for a new balance transfer credit card will hurt your credit score. While the effects vary from person to person, you may be pleasantly surprised to learn how a 0% balance transfer will effect your credit score.
Balance Transfer Fees 101
While a handful of credit cards offer no fee balance transfers, major credit card companies no longer offer no fee balance transfers and 0% interest rates for 1 year. Is paying a 3% balance transfer fee is worthwhile? (Hint: IT IS!) Learn more about balance transfer fees.
How Long do Credit Card Balance Transfers Take
While it may be tempting to transfer credit card balances online, it is better to wait until your credit card arrives in the mail before doing a 0% APR balance transfer. Consequently, a balance transfer can take as much as thirty days to clear in the worst case scenario.
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