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  Student Balance Transfer Credit Cards

Below you can compare student credit cards offering 0% APR balance transfers.  In general, student credit cards offering balance transfers charge a 3% balance transfer fee, offer a 0% APR for 6 months, and also offer a 0% APR on purchases.  Some credit cards that offer balance transfers to college students also offer 0% cash advances.  While tempting, 0% APR cash advances can become quite expensive.  Cash advances not only charge a 3% fee, but are charged a much higher interest rate once the 0% introductory rate expires. 


 Citi® Platinum Select® Card for College Students



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
6 Months*
10.99%*
None*

  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • No annual fee
  • FREE Online Account Management
  • No minimum income or cosigner required
  • No balance transfer fee with this offer

 

 Citi® mtvU™ Platinum Select® Visa® Card for College Students



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
6 Months*
12.99%*
None*

  • No Annual Fee
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points for paying on time.
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • No balance transfer fee with this offer

 

 Discover® Student Card - Monogram Collection



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
6 Months*
16.99%*
None*

  • Build your credit history
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • No Annual Fee
  • Easy Online Account Management tools

 

Student Balance Transfer Tips:  When you apply online for a student credit card and initiate a balance transfer, be sure to continue making payments on your previous credit card until the 0% APR balance transfer clears.  You can verify that your balance transfer has cleared by checking the statement of the credit card you transferred the balance to.  All of the college student balance transfer credit cards offered above charge a 3% balance transfer fee.  At the moment, there are no college student credit cards that offer no fee balance transfers.  However, if you have an established credit history, you may be able to get approved for a regular credit card that offfers no fee balance transfers. 


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