Do you need a payday loan in Westland, MI?
Consider checking out SBT. Our team is dedicated to ensuring you get paired with the best lender in the area. You’ll be able to get your loan in a short period of time, allowing you to make it through to the next paycheck without worrying.
What is a payday loan? What Can I Use it for?
A payday loan is a short-term and unsecured cash loan. You usually get them online or through a local store. The loans are used when you need some extra cash to make it between paychecks. If an incident occurs, such as a car accident, payday loans are an option.
What Am I Required to Do?
If you’re looking to acquire a payday loan in Westland, MI, you’ll need a few documents to be approved. Whether applying online or at a local store, make sure you have these papers on hand:
- A government issued ID
- Your Social Security number
- A pay stub or alternative proof of income
- An active checking account
- An active email address
All you need to do is send the required documentation and apply online. Once you’ve completed the application, the team at SBT will match you with a lender that suits you best.
What Are the Specifications for Payday Loans in Westland, MI?
In Westland, MI individuals may take out two payday loans at a time. The repayment date will be no longer than 31 days after the initial lending date, with no legal way to extend the deadline. The max amount is $600.
Will My Payday Loan Lenders Run a Credit Check?
If you research lenders, you may find payday loan lenders in Westland with no hard credit check. However, all loan lenders require a soft credit check, even for payday loans in Westland.
The soft credit check won’t affect your credit score, nor will it stop you from getting a loan if you have bad credit. If you need a same day loan in Westland, MI, and you have bad credit, it’s not likely that the lender will make credit decisions based on your information. You can still be approved and get the money you need.
The reason that lenders check your score is to determine whether to pre-approve your loan application. You’ll be able to get an instant approval in most cases, but you should be aware of the soft credit checking that happens behind the scenes.
You can’t get payday loans in Westland, MI with no credit check. Loans will not be approved without a soft check, but it’s still possible to get your payday loan in Westland, MI.
When Can I Expect my Money?
Through an online service, the money will arrive as soon as the next business day.
When you choose to go through SBT, we will connect you with a lender almost instantly. If the lender we’ve connected you with provides same-day funding, and your application is approved before the cut-off time (usually before 10:30AM), you will most likely get the money by the end of the day.
If you’re looking to apply in-person, you can find a list of local lenders in Westland, MI below on this page.
What Does the Application Process Look Like?
The application process for Westland payday loans and cash advances involves filling a form that includes your personal information, location, and the loan amount you wish to receive.
You’ll be required to provide employment documentation, ID, and an email address to start your application. Approval is almost instantaneous online.
Need a Westland, MI Payday Loan? Consider SBT!
If you are interested in applying for and receiving a payday loan in Westland, MI, contact our team at SBT. Our company works with 100+ lenders to ensure that you are matched with the lender best suited to you. We work specifically with individuals that have lower credit scores to boost their chances of being approved.
Fill out the application for online payday loans in Westland to get started!