Fixed APR balance transfers allow you to lock in a specific rate on your balances that is lower than your current interest rate. In the short term, 0% balance transfers can provide much greater savings than a fixed APR balance transfer. Many people even shift balances from 0% cards to 0% cards until the balance is repaid. However, some may find fixed APR transfers to be a more effective way of reducing interest expenses over a long period of time. In this section, you can compare current fixed APR balance transfer offers. To estimate how much you can save with a fixed APR or 0% APR balance tranfer, try our balance transfer calculator.
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