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Credit Cards Offering Fixed APR Balance Transfers

Fixed APR balance transfers allow you to lock in a specific rate on your balances that is lower than your current interest rate.  In the short term, 0% balance transfers can provide much greater savings than a fixed APR balance transfer.  Many people even shift balances from 0% cards to 0% cards until the balance is repaid.  However, some may find fixed APR transfers to be a more effective way of reducing interest expenses over a long period of time.  In this section, you can compare current fixed APR balance transfer offers.  To estimate how much you can save with a fixed APR or 0% APR balance tranfer, try our balance transfer calculator

 

Top Fixed APR Balance Transfer Offers

Blue from American Express©
Offers a 4.99% Fixed APR for the life of the balance transfer. Learn More
Click here to learn more or apply for this Balance Transfer credit card online
Discover® Motiva (SM) Card
Offers a 3.9% Fixed APR on balance transfers for 1 year*.  Learn More
Clear from American Express®
Offers no fee 5.9% Fixed APR balance transfers for the life of the balance.  Learn More

 

Additional Fixed APR Credit Cards


 Advanta Life-of-Balance Platinum Card



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A*
N/A*
9.99%*
None*

  • 2.99% APR for Life of balances transferred within 3 months*
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

 

**Although the Advanta Life of Balance Card is a business credit card, consumers can still apply. When prompted to insert "Company Name" on the application, simply input your name.


 Blue Cash® from American Express



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
6 Months*
As Low As 9.99%*
None*

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.

 

0% APR Balance Transfer Credit Cards


 Discover® More(SM) Card



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
12 Months*
10.99%*
None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers

 

 Discover® More(SM) Card - Wildlife Collection



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
Up to 12 Months*
10.99%*
None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

 

View More 0% APR Balance Transfers Credit Cards


Fixed APR Balance Transfer Articles

About Fixed APR Balance Transfers

A fixed APR balance transfer offer allows you to transfer a higher rate balance to a credit card that charges a fixed interest rate for a set amount of time that can last anywhere from a year to life. Unfortunately, no credit cards offer fixed 0% APR balance transfers for life. However, many fixed APR balance transfer offers do provide 4.9% transfers for life. Learn more about fixed APR balance transfers.

0% APR Balance Transfer Credit Cards - Fixed APR Balance Transfers - No Fee Balance Transfers - Balance Transfer Articles

 

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