Advertising Disclosure *Advertising Disclosure: SmartBalanceTransfers.com is an independent, advertising-supported comparison service. SmartBalanceTransfers.com receives compensation from the credit card issuers whose credit card offers appear on the website. The compensation may impact the order in which they appear within listing categories. SmartBalanceTransfers.com does not include the entire universe of available credit or financial offers.

About Editor's Picks: Our editor selects credit cards based on the features the credit card offers consumers, including introductory rates, fees, long term interest rates, and its relative value compared to competing offers. While this site receives remuneration from credit card companies, our rankings strive to objectively provide consumers with relevant, unique options.

The SBT Writing Team

Jeffrey Weber, Editor in Chief: Jeffrey Weber is a ten year veteran of the credit card industry with extensive experience evaluating the fine print. In both the articles he writes and those he approves from other contributors, Mr. Weber strives to isolate important trends that are likely to have an impact on the bottom line of consumers.

His articles draw upon both his knowledge of the credit card industry and his direct communication with consumers.

Mr. Weber’s credit card expertise has also appeared in major online and print publications including USA Today, Time, MSN Money, Forbes, Yahoo Finance, The Christian Science Monitor, The Detroit Free Press as well others.

If you have any questions (no matter how embarrassing you believe them to be), please don’t hesitate to email Mr. Weber here. In order to provide an exceptional experience to site visitors, Mr. Weber answers all emails personally and typically within an hour during normal business hours.

Jason Steele, Credit Card Rewards Expert: Jason Steele is a freelance journalist specializing in personal finance and travel and is recognized as an expert in credit cards. He is a regular contributor to many of the top personal finance sites such as Wise Bread and Money Talks News.

His work has been frequently carried on mainstream news outlets such as MSN Money, Yahoo, Finance, and Business insider.

Jason lives in Denver Colorado with his wife and two daughters.

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