http://www.smartbalancetransfers.com/blog The Balance Transfer Credit Card Resource Fri, 27 Jun 2008 18:30:20 +0000 http://backend.userland.com/rss092 en As of June 30th, the no fee balance transfer deal offered by American Express for its series of IN credit cards will no longer be available.  The offer, available with the IN:LA, IN:NYC, and IN:Chicago cards, provided a 0% APR on purchases and balance transfers for 6 months and charged ... http://www.smartbalancetransfers.com/blog/2008/06/no-fee-balance-transfers-update/ Comsumers looking to eek out an extra 3 months on a 0% APR balance transfer have extremely limited options.  To be precise, they have one.  At present, the only credit card on the market offering a 0% APR for 15 months on balance transfers is the Advanta Platinum. The Advanta Platinum ... http://www.smartbalancetransfers.com/blog/2008/06/0-apr-balance-transfers-for-15-months/ Overview www.getmyvisa.com is a domain used by Washington Mutual for pre-approved mail offer credit cards.  In general, credit cards offered on www.getmyvisa.com, such as the ESPN Visa, offer consumers a 0% APR for 6 months on purchases and transfers and APRs ranging from 9.99% to 23.99%, based on a review of your ... http://www.smartbalancetransfers.com/blog/2008/06/www-getmyvisa-com/ If you've recieved a mailing or email from Bank of America encouraging you transfer high interest balances on the website www.bankofamerica.com/easybt, you may want to think twice before completing a balance transfer.  Not only can you get a 0% APR on balance transfers from most other credit card issuers, you'll ... http://www.smartbalancetransfers.com/blog/2008/06/www-bankofamerica-com-easybt/ While the majority of credit cards only offer a 0% APR for 12 months, there are a few major credit cards that offer a 0% APR for 15 months.  Unfortunately, no credit card currently offers a 0% APR for 15 months on purchases and balance transfers.  However, there is one ... http://www.smartbalancetransfers.com/blog/2008/05/0-apr-for-15-months/ Time to say goodbye to David Spade and say hello to the crazy credit card guy.  Capital One has recently begun an advertising campaign for its Capital One Card Lab, an online tool that lets consumers build their own credit card...kind of.  Consumers with excellent credit card will be able ... http://www.smartbalancetransfers.com/blog/2008/05/about-the-capital-one-card-lab/ Getting a 0% APR balance transfer for life is a thing of the past.  While this type of deal was once offered by Discover, no bank has offered such a deal for over two years.  However, it is still possible to get a low fixed APR balance transfer for life. The ... http://www.smartbalancetransfers.com/blog/2008/05/get-a-balance-transfer-for-life/ The ESPN Visa card, issued by Washington Mutual, is currently offering a 0% APR on balance transfers and purchases for 6 months.  There are no fees on balance transfers initiated at the time of application. The ESPN Visa is a sports affinity credit card that offers consumers a range of sports ... http://www.smartbalancetransfers.com/blog/2008/04/espn-visa-credit-card-offers-no-fee-balance-transfers/ The days of 0% APR no fee balance transfers are over-for now.  This week, Citi stopped offering no fee balance transfers with its Citi Professional Cash card.  This was the last no fee balance transfer offer from a major bank.  While Bank of America currently offers a 1.9% APR on ... http://www.smartbalancetransfers.com/blog/2008/04/no-fee-balance-transfers-no-more/ Credit card companies love to hide details in the fine print.  However, all companies are required to fully and clearly disclose all rate and fee information to applicants. When you're getting ready to apply for a balance transfer card, there is one very important disclosure to look for:  the balance transfer ... http://www.smartbalancetransfers.com/blog/2008/04/how-to-find-balance-transfer-fees/