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	<title>Smart Balance Transfers &#187; New Credit Card Laws</title>
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	<description>The Balance Transfer Credit Card Resource</description>
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		<title>Don&#039;t Let Credit Limit Cuts Deter You From Paying Credit Cards</title>
		<link>http://www.smartbalancetransfers.com/blog/2010/03/credit-limit-cuts-deter-credit-card-payments-788/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2010/03/credit-limit-cuts-deter-credit-card-payments-788/#comments</comments>
		<pubDate>Thu, 25 Mar 2010 15:44:27 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[New Credit Card Laws]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=882</guid>
		<description><![CDATA[Since the implementation of the new credit card rules one month ago, consumer complaints about credit cards have been centralized on a single issue:  credit limit cuts.  Ironically, many of these cuts are occurring to people who have just paid down a substantial portion of their debts.  But the fear of a credit limit cut [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Credit Card Laws Will Hurt Students</title>
		<link>http://www.smartbalancetransfers.com/blog/2010/01/new-credit-card-laws-students-707/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2010/01/new-credit-card-laws-students-707/#comments</comments>
		<pubDate>Tue, 26 Jan 2010 17:23:32 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[New Credit Card Laws]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=744</guid>
		<description><![CDATA[On February 22nd, everyone under 21 will find getting a credit card to be significantly more difficult than it was the day before.  On that day, provisions of the CARD Act that will require the under 21 crowd to have &#8220;sufficient income&#8221; or a legal guardian to co-sign credit card applications.  Unfortunately, this will likely cause [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Check Your Credit Card Statements</title>
		<link>http://www.smartbalancetransfers.com/blog/2010/01/check-your-credit-card-statements-700/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2010/01/check-your-credit-card-statements-700/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 20:57:10 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[New Credit Card Laws]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=703</guid>
		<description><![CDATA[As the deadline for the new credit card laws quickly approaches, credit card companies will be sending out details on how the CARD Act will effect your credit card account.  Some companies may include revised terms and conditions in your monthly statement.  Other companies may send out notices that can easily be mistaken for the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Credit Cards Laws are on The Way</title>
		<link>http://www.smartbalancetransfers.com/blog/2010/01/new-credit-cards-laws-are-on-the-way/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2010/01/new-credit-cards-laws-are-on-the-way/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 17:48:41 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[New Credit Card Laws]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=696</guid>
		<description><![CDATA[While it is already to late for many people who have endured massive interest rate increases during the past year to benefit from the protections provided by the new credit card laws, consumers still need to keep a watchful eye on any mail that comes from credit card companies.  Arbitrary rate increases as well as [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Credit Card Laws and Interest Rate Increases</title>
		<link>http://www.smartbalancetransfers.com/blog/2010/01/new-credit-card-laws-interest-rate-increases/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2010/01/new-credit-card-laws-interest-rate-increases/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 21:30:14 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Credit Card Complaints]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[New Credit Card Laws]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=688</guid>
		<description><![CDATA[When the new credit card laws take effect on February 22nd, banks will no longer be able to raise interest rates on your existing balances for no reason.  In fact, they won&#8217;t even be able to raise interest rates on your balances if you are 59 days late.  However, even if you never miss a [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Hooray for New Credit Card Rules &#8211; In 2010!</title>
		<link>http://www.smartbalancetransfers.com/blog/2008/12/new-credit-card-rules-in-2010/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2008/12/new-credit-card-rules-in-2010/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 16:35:56 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Credit Crunch]]></category>
		<category><![CDATA[New Credit Card Laws]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=86</guid>
		<description><![CDATA[Editor&#8217;s Note:  This post, which went live in December of 2008, is getting a bit dated.  It deals with the original proposals and is, in essence, an historical document detailing the original plans for new credit card laws.  For more relevant (and recent) news on the new credit cards laws, please see New Credit Card [...]]]></description>
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		<slash:comments>6</slash:comments>
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