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	<title>Smart Balance Transfers &#187; Credit Card Companies</title>
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	<link>http://www.smartbalancetransfers.com/blog</link>
	<description>The Balance Transfer Credit Card Resource</description>
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		<title>Are Credit Card Rewards and Frequent Flyer Miles Taxable?</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/02/are-credit-card-rewards-and-frequent-flyer-miles-taxable-734/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/02/are-credit-card-rewards-and-frequent-flyer-miles-taxable-734/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 12:16:36 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3791</guid>
		<description><![CDATA[Credit card rewards are very valuable, but does that mean you have to pay taxes on them? If you did, how would each mile or point be valued? These are the questions that some people have every year when it comes time to submit their income to the IRS. Interest is also peaked by stories [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Choosing the Best Delta Skymiles Credit Card from American Express</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/choosing-the-best-delta-skymiles-credit-card-from-american-express-775/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/choosing-the-best-delta-skymiles-credit-card-from-american-express-775/#comments</comments>
		<pubDate>Sun, 29 Jan 2012 13:02:32 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Frequent Flyer Credit Cards]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[american express delta]]></category>
		<category><![CDATA[american express skymiles]]></category>
		<category><![CDATA[delta credit card]]></category>
		<category><![CDATA[delta skymiles]]></category>
		<category><![CDATA[gold delta skymiles]]></category>
		<category><![CDATA[skymiles credit card]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3737</guid>
		<description><![CDATA[Choosing a credit card affiliated with an airline used to be a simple matter. Banks offered a product that earned frequent flier miles, and perhaps a slightly more expensive version that offered additional  perks. Today, Delta and American Express have taken airline affiliated credit cards to their logical extreme, offering five different versions to consumers, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Review: The American Airlines AAdvantage Credit Card from Citi</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/review-the-american-airlines-aadvantage-credit-card-from-citi/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/review-the-american-airlines-aadvantage-credit-card-from-citi/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 14:37:56 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[aa]]></category>
		<category><![CDATA[aadvantage credit card]]></category>
		<category><![CDATA[american airlines]]></category>
		<category><![CDATA[american airlines credit card]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citi aadvantage]]></category>
		<category><![CDATA[citi american airlines]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[frequent flyer credit card]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3733</guid>
		<description><![CDATA[When most people consider a travel rewards credit card they immediately think of one that earns frequent flier miles. Their next thought is often about the difficulty they will have booking award flights at the lowest mileage levels. Sadly, most airlines have made it almost impossible to find multiple award seats to popular destinations anywhere [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/review-the-american-airlines-aadvantage-credit-card-from-citi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>3 Types of Cash Back Credit Cards &#8211; Which is Best?</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/3-types-of-cash-back-credit-cards-which-is-best-721/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/3-types-of-cash-back-credit-cards-which-is-best-721/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 13:16:07 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Cash Back Credit Cards]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[blue cash]]></category>
		<category><![CDATA[cash back credit cards]]></category>
		<category><![CDATA[cash back rewards]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citi dividend]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3727</guid>
		<description><![CDATA[Those who pay their credit card balances on time and in full each month  should be using a rewards credit card. Although many cardholders enjoy their rewards in the form of loyalty points such as frequent flier miles, cash back remains the most popular type of rewards card. Unfortunately, while cash back rewards can seem [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2012 Chase Freedom 5% Rewards Calendar</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/2012-chase-freedom-5-rewards-categories-127/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/2012-chase-freedom-5-rewards-categories-127/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 12:49:20 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Chase]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[2012 chase 5% cash back]]></category>
		<category><![CDATA[2012 chase freedom 5% cash back schedule]]></category>
		<category><![CDATA[2012 chase freedom schedule]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3691</guid>
		<description><![CDATA[Chase Freedom cardholders, particularly those with large gas station bills, will likely be quite pleased with 2012&#8242;s Chase Freedom 5% cash back reward categories. While there are a handful of differences between the 2012 schedule and that of last year, 5% cash back categories are probably easier for many to max out this year. First [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/2012-chase-freedom-5-rewards-categories-127/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Discover 0% APR No Fee Balance Transfer Credit Card Promotion</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/discover-0-apr-no-fee-balance-transfer-credit-card-promotion/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/discover-0-apr-no-fee-balance-transfer-credit-card-promotion/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 12:39:41 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Discover Credit Cards]]></category>
		<category><![CDATA[No Fee Balance Transfers]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[discover balance transfer]]></category>
		<category><![CDATA[no balance transfer fee credit card]]></category>
		<category><![CDATA[no fee balance transfer]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3697</guid>
		<description><![CDATA[For the second year in a row, Discover is running a limited time 0% APR no fee balance transfer promotion. This is presently the only no fee balance transfer offer on the market. Consumers who apply and are approved for this Discover card (see online application here) pay no fees to transfer balances and are [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/discover-0-apr-no-fee-balance-transfer-credit-card-promotion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Passing an American Express Financial Review</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/passing-an-american-express-financial-review-126/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/passing-an-american-express-financial-review-126/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 11:12:15 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[american express credit card]]></category>
		<category><![CDATA[american express financial review]]></category>
		<category><![CDATA[american express review]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3681</guid>
		<description><![CDATA[Loyal customers of American Express have, on occasion, found that their accounts in good standing have suddenly been suspended. Only later have they learned that they are the subject of American Express’s financial review process. In order to have their accounts reinstated and to receive any pending rewards, it is imperative that cardholders succeed in [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/passing-an-american-express-financial-review-126/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Undergoing an American Express Financial Review &#8211; Argh</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/undergoing-an-american-express-financial-review-argh-122/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/undergoing-an-american-express-financial-review-argh-122/#comments</comments>
		<pubDate>Mon, 02 Jan 2012 19:18:17 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Tips]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3677</guid>
		<description><![CDATA[American Express is one of the largest and oldest issuers of credit and charge cards. While they are renowned for their excellent customer service, cardholders can be faced with a rude awakening when they discover that their accounts have been suspended due to what they call a Financial Review. When this occurs, customers are left [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/undergoing-an-american-express-financial-review-argh-122/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Review: American Express Blue Cash Everyday Cash Back Card</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/12/review-american-express-blue-cash-everyday-cash-back-card/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/12/review-american-express-blue-cash-everyday-cash-back-card/#comments</comments>
		<pubDate>Wed, 28 Dec 2011 17:05:25 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[american express blue]]></category>
		<category><![CDATA[american express blue cash]]></category>
		<category><![CDATA[american express blue cash 100]]></category>
		<category><![CDATA[american express blue cash everyday]]></category>
		<category><![CDATA[blue cash]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3672</guid>
		<description><![CDATA[Earning cash back rewards from credit cards is all about receiving the highest percentage of cash back while paying the lowest annual fee. While some cards offer a standard rate of return on all purchases, other products provide different cash back bonuses depending on the type of merchant charge. The American Express Blue Cash Everyday [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/12/review-american-express-blue-cash-everyday-cash-back-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Review: Is the Costco True Earnings Card From American Express Worth Carrying?</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/12/review-is-the-costco-true-earnings-card-from-american-express-worth-carrying/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/12/review-is-the-costco-true-earnings-card-from-american-express-worth-carrying/#comments</comments>
		<pubDate>Mon, 26 Dec 2011 17:03:51 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[american express costco]]></category>
		<category><![CDATA[costco credit card]]></category>
		<category><![CDATA[costco true earnings]]></category>
		<category><![CDATA[true earnings credit card]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3667</guid>
		<description><![CDATA[America is the home to dozens of major big box retailers. Perhaps no other merchant has exemplified this genre the way that Costco has. Costco is not just known as a place that offers low prices, it has also been recognized as one of America’s best employers. Costco devotees who want to realize further savings [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/12/review-is-the-costco-true-earnings-card-from-american-express-worth-carrying/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Express Premium Rental Car Coverage</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/12/american-express-premium-rental-car-coverage-344/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/12/american-express-premium-rental-car-coverage-344/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 14:36:45 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[American Express]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[american express insurance]]></category>
		<category><![CDATA[american express rental car]]></category>
		<category><![CDATA[american express rental car insurance]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3658</guid>
		<description><![CDATA[Most credit cards offer some type of rental car coverage. Unfortunately, the terms of these policies are often difficult to find and poorly spelled out. In addition, this coverage contains numerous limitations and exclusions that diminish its value and utility. Thankfully, holders of some credit cards have another option when it comes to rental car [...]]]></description>
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		<slash:comments>0</slash:comments>
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