Two short years ago, credit card companies seemed to be going out of their way to get rid of customers. Today, the same companies are begging for new business and they’re willing to pay handsomely for it.
In the past, getting a $50 bonus for opening a new account would be considered generous. These days, $50 is chump-change. And, while $100 bonuses appear to be the new norm, some companies are really upping the ante, offering consumers who apply for a credit card and get approved bonuses of $500 or more. Here is a rundown of the most mind-boggling (and lucrative) credit card offers on the market today.
Credit Card Offers with $500 Sign Up Bonuses
The Chase Sapphire $500 sign up bonus is likely the best in the industry, as the Chase Sapphire Preferred card is as good or better than any other high end rewards card – including those offered by American Express. The bonus offered to new customers comes in the form of 50,000 Ultimate Rewards points. These points are worth a solid one cent apiece when redeemed for cash and gift cards. However, if you use the 50,000 points for travel, the $500 sign up incentive’s value increases to $625 as Chase provides a 25% bonus when points are redeemed for travel. Continue Reading »
Back in June, a 
After a multi-year hiatus, the Citi Simplicity card has been retooled and relaunched. The new Simplicity card retains many of its former features – it has no annual fee, no late fees, and no over the limit fees – while incorporating a few new benefits, the most notable of which is an interest rate that will not increase when consumers miss a payment or spend beyond their credit limit. These features are complimented by an ultra-long 0% introductory rate on both purchases and balance transfers that lasts 18 months.
Many frequent travelers are becoming disenchanted with airline reward cards. Many find that miles can be nearly impossible to redeem at the lowest advertised redemption levels. Others have grown disenchanted after saving miles for years, only to be told that their flight is has no available reward seats. The Hilton HHonors credit card is tied to one of a handful of hotel programs that avoids redemption problems by offering award stays with no blackout dates and no capacity restrictions, making this one of the better options for consumers seeking a hotel rewards card.
There is no greater personal finance challenge than getting oneself out of credit card debt. Many people are taken by the ease of paying with plastic and quickly lose track of their spending. Others build credit card debt after being faced with a loss of income or unexpected medical bills. If you have taken on debt, or foresee the likelihood of doing so, what you need is a credit card that offers 0% introductory rate on balance transfers and purchases for the longest possible period. The 
For the past six months, credit card companies have been fighting a pretty fierce battle to win new customers. As a result, credit card offers have become extremely generous. Consumers looking to save money with 0% interest rates can find a handful of 
Citibank is rolling out some major changes on its primary cash back credit card, the Citi Dividend Platinum Select MasterCard. The first change is the introduction of a limited time offer that gives new applicants a $100 cash back bonus if they spend $500 within the first three months of becoming a cardmember. The second change is the extension of 0% introductory rates on purchases and balance transfers.
