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	<title>Smart Balance Transfers &#187; Citibank</title>
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	<description>The Balance Transfer Credit Card Resource</description>
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		<title>Are Credit Card Rewards and Frequent Flyer Miles Taxable?</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/02/are-credit-card-rewards-and-frequent-flyer-miles-taxable-734/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/02/are-credit-card-rewards-and-frequent-flyer-miles-taxable-734/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 12:16:36 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3791</guid>
		<description><![CDATA[Credit card rewards are very valuable, but does that mean you have to pay taxes on them? If you did, how would each mile or point be valued? These are the questions that some people have every year when it comes time to submit their income to the IRS. Interest is also peaked by stories [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Review: The American Airlines AAdvantage Credit Card from Citi</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/review-the-american-airlines-aadvantage-credit-card-from-citi/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/review-the-american-airlines-aadvantage-credit-card-from-citi/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 14:37:56 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[aa]]></category>
		<category><![CDATA[aadvantage credit card]]></category>
		<category><![CDATA[american airlines]]></category>
		<category><![CDATA[american airlines credit card]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citi aadvantage]]></category>
		<category><![CDATA[citi american airlines]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[frequent flyer credit card]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3733</guid>
		<description><![CDATA[When most people consider a travel rewards credit card they immediately think of one that earns frequent flier miles. Their next thought is often about the difficulty they will have booking award flights at the lowest mileage levels. Sadly, most airlines have made it almost impossible to find multiple award seats to popular destinations anywhere [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/review-the-american-airlines-aadvantage-credit-card-from-citi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Types of Cash Back Credit Cards &#8211; Which is Best?</title>
		<link>http://www.smartbalancetransfers.com/blog/2012/01/3-types-of-cash-back-credit-cards-which-is-best-721/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2012/01/3-types-of-cash-back-credit-cards-which-is-best-721/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 13:16:07 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Cash Back Credit Cards]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[blue cash]]></category>
		<category><![CDATA[cash back credit cards]]></category>
		<category><![CDATA[cash back rewards]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citi dividend]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3727</guid>
		<description><![CDATA[Those who pay their credit card balances on time and in full each month  should be using a rewards credit card. Although many cardholders enjoy their rewards in the form of loyalty points such as frequent flier miles, cash back remains the most popular type of rewards card. Unfortunately, while cash back rewards can seem [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2012/01/3-types-of-cash-back-credit-cards-which-is-best-721/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>December 2011&#8242;s Best Credit Card Balance Transfer Offers</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/12/december-2011s-best-credit-card-balance-transfer-offers-333/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/12/december-2011s-best-credit-card-balance-transfer-offers-333/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 15:29:44 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Chase Slate]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[0% APR purchases]]></category>
		<category><![CDATA[0% balance transfer offers]]></category>
		<category><![CDATA[0% interest]]></category>
		<category><![CDATA[balance transfer credit cards]]></category>
		<category><![CDATA[balance transfer offers]]></category>
		<category><![CDATA[best credit card]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[chase slate]]></category>
		<category><![CDATA[cit]]></category>
		<category><![CDATA[citibank]]></category>
		<category><![CDATA[discover]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3591</guid>
		<description><![CDATA[December may be the time for shopping, but consumers will find that the best credit cards offering 0% balance transfers this month can provide significant long term savings. Many of these credit card offers also come with 0% interest rates on purchases that can reduce the cost of buying holiday gifts on credit. Presently, the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>November 2011 Report on Balance Transfer Credit Cards</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/11/november-2011-report-on-balance-transfer-credit-cards-881/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/11/november-2011-report-on-balance-transfer-credit-cards-881/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 12:31:44 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Balance Transfer Reports]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[Discover Credit Cards]]></category>
		<category><![CDATA[0 APR]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[Balance Transfers]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citibank]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[discover]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[rates]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3496</guid>
		<description><![CDATA[Although consumers are typically more focused on spending money than saving money with balance transfers during this time of year, credit card companies continue to aggressively pursue new consumers with 0% balance transfer offers. This November, Chase unveiled a 0% APR no fee balance transfer version of Chase Slate. This is the first such offer [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/11/november-2011-report-on-balance-transfer-credit-cards-881/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Citi Diamond $200 Bonus Vs. Chase Freedom Bonus</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/11/citi-diamond-200-bonus-vs-chase-freedom-200-cash-back-bonus-171/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/11/citi-diamond-200-bonus-vs-chase-freedom-200-cash-back-bonus-171/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 14:57:16 +0000</pubDate>
		<dc:creator>Jeffrey Weber</dc:creator>
				<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[cash back]]></category>
		<category><![CDATA[cash back credit card]]></category>
		<category><![CDATA[chase]]></category>
		<category><![CDATA[citi]]></category>
		<category><![CDATA[citi diamond]]></category>
		<category><![CDATA[citibank]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3480</guid>
		<description><![CDATA[The battle to get to the top of consumer wallets during the holidays is beginning to heat up with the introduction of a new version of the Citi Diamond Preferred card, the Citi Diamond $200. While similar to the Chase Freedom $200 cash back offer in terms of upfront bonuses, this new limited time offer [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/11/citi-diamond-200-bonus-vs-chase-freedom-200-cash-back-bonus-171/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Review: Citi Thank You Premier Rewards Card</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/09/review-citi-thank-you-premier-rewards-card/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/09/review-citi-thank-you-premier-rewards-card/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 20:37:55 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[Credit Card Rewards]]></category>
		<category><![CDATA[Citi ThankYou]]></category>
		<category><![CDATA[Citi ThankYou Preferred]]></category>
		<category><![CDATA[Citi ThankYou Premier]]></category>
		<category><![CDATA[Citi ThankYou Review]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=3079</guid>
		<description><![CDATA[Like Chase, which rolled out hefty sign-up bonuses on two versions of their Chase Sapphire Card, Citi is offering similarly sizable incentives to consumers who sign up for the Citi ThankYou Premier Rewards Card as well as the no fee Citi ThankYou Preferred Rewards card. The current versions of Citi&#8217;s ThankYou cards are tailored to [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/09/review-citi-thank-you-premier-rewards-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Apply for a Credit Card &amp; Get $500 aka Credit Card Offers Gone Mad</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/06/apply-for-a-credit-card-get-500-credit-card-offers-gone-mad-773/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/06/apply-for-a-credit-card-get-500-credit-card-offers-gone-mad-773/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 11:44:36 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Chase]]></category>
		<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>
		<category><![CDATA[credit card bonus]]></category>
		<category><![CDATA[credit card offers]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit cards $200]]></category>
		<category><![CDATA[credit cards $500]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=2720</guid>
		<description><![CDATA[Two short years ago, credit card companies seemed to be going out of their way to get rid of customers. Today, the same companies are begging for new business and they&#8217;re willing to pay handsomely for it. In the past, getting a $50 bonus for opening a new account would be considered generous. These days, [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/06/apply-for-a-credit-card-get-500-credit-card-offers-gone-mad-773/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Citi ThankYou $500 Bonus Vs. Chase Sapphire $500 Bonus</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/06/citi-thank-you-500-bonus-vs-chase-sapphire-500-bonus-566/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/06/citi-thank-you-500-bonus-vs-chase-sapphire-500-bonus-566/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 12:06:22 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Deals]]></category>
		<category><![CDATA[Credit Card News Stories]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=2713</guid>
		<description><![CDATA[Back in June, a Chase Sapphire $500 bonus was rolled out on their Preferred Card. A few weeks later, Citi rolled out a version of their ThankYou Premier Card with a $500 bonus. This limited time promotion was very similar to the Chase Sapphire offer. However, the Citi Thank You $500 bonus has now been [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/06/citi-thank-you-500-bonus-vs-chase-sapphire-500-bonus-566/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Review: The New Citi Simplicity Credit Card</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/06/review-the-new-citi-simplicity-credit-card/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/06/review-the-new-citi-simplicity-credit-card/#comments</comments>
		<pubDate>Wed, 15 Jun 2011 12:04:17 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[citi credit card]]></category>
		<category><![CDATA[citi simplicity]]></category>
		<category><![CDATA[citi simplicity card]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card review]]></category>
		<category><![CDATA[simplicity card]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=2665</guid>
		<description><![CDATA[After a multi-year hiatus, the Citi Simplicity card has been retooled and relaunched. The new Simplicity card retains many of its former features &#8211; it has no annual fee, no late fees, and no over the limit fees &#8211; while incorporating a few new benefits, the most notable of which is an interest rate that [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/06/review-the-new-citi-simplicity-credit-card/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>Review: Citi Hilton HHonors Visa Credit Card</title>
		<link>http://www.smartbalancetransfers.com/blog/2011/06/review-citi-hilton-hhonors-visa-credit-card/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2011/06/review-citi-hilton-hhonors-visa-credit-card/#comments</comments>
		<pubDate>Fri, 03 Jun 2011 12:33:54 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Citibank]]></category>
		<category><![CDATA[Credit Card Reviews]]></category>
		<category><![CDATA[citi hilton]]></category>
		<category><![CDATA[credit card rewards]]></category>
		<category><![CDATA[hilton hhonors]]></category>
		<category><![CDATA[hilton hhonors credit card]]></category>
		<category><![CDATA[hilton hhonors visa]]></category>
		<category><![CDATA[hilton visa]]></category>
		<category><![CDATA[hotel credit card]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=2626</guid>
		<description><![CDATA[Many frequent travelers are becoming disenchanted with airline reward cards. Many find that miles can be nearly impossible to redeem at the lowest advertised redemption levels. Others have grown disenchanted after saving miles for years, only to be told that their flight is has no available reward seats. The Hilton HHonors credit card is tied [...]]]></description>
		<wfw:commentRss>http://www.smartbalancetransfers.com/blog/2011/06/review-citi-hilton-hhonors-visa-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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