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	<title>Smart Balance Transfers &#187; Balance Transfer Catch 22&#8242;s</title>
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	<description>The Balance Transfer Credit Card Resource</description>
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		<title>Balance Transfer Catch 22&#039;s- Balance Transfer Checks Revisited</title>
		<link>http://www.smartbalancetransfers.com/blog/2008/12/balance-transfer-checks-revisited/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2008/12/balance-transfer-checks-revisited/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 17:45:41 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Balance Transfer Catch 22's]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=85</guid>
		<description><![CDATA[Those balance transfer checks that continue to flood our mailboxes have been touched upon a number of times in our Catch-22 series, and a recent check that arrived in my mail inspired me to bring up this subject once again. The offer I received offered a &#8220;low balance transfer APR&#8221; so I could &#8220;save time [...]]]></description>
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		<title>Balance Transfer Catch 22&#039;s Part IV &#8211; Default Rates</title>
		<link>http://www.smartbalancetransfers.com/blog/2008/12/balance-transfer-default-rates/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2008/12/balance-transfer-default-rates/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 20:06:36 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Balance Transfer Catch 22's]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=83</guid>
		<description><![CDATA[No balance transfer Catch 22 is more insidious than default.  Essentially, default occurs when you fail to pay your bill on time.  When this occurs, your 0% interest rate is voided and you can be charged anywhere from 11% to as much as 29%, depending on the specific terms of your credit card company. In [...]]]></description>
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		<title>Balance Transfer Catch-22&#039;s &#8211; Part III</title>
		<link>http://www.smartbalancetransfers.com/blog/2008/12/balance-transfer-catch-22s-part-iii/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2008/12/balance-transfer-catch-22s-part-iii/#comments</comments>
		<pubDate>Mon, 08 Dec 2008 18:51:17 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Balance Transfer Catch 22's]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=80</guid>
		<description><![CDATA[In our last article on Balance Transfer Catch 22&#8242;s, we discussed balance transfer checks.  This article covers a similar credit card trick:  different introductory periods.  For example, some credit card companies will offer consumers a 0% APR on balance transfers for 1 year and a 0% APR on purchases for 6 months.  In the fine [...]]]></description>
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		<title>Balance Transfer Checks &#8211; Balance Transfers Catch-22&#039;s &#8211; Part II</title>
		<link>http://www.smartbalancetransfers.com/blog/2008/11/balance-transfer-checks-catch22/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2008/11/balance-transfer-checks-catch22/#comments</comments>
		<pubDate>Sun, 30 Nov 2008 17:31:50 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Balance Transfer Catch 22's]]></category>
		<category><![CDATA[Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=78</guid>
		<description><![CDATA[In our first discussion of balance transfer Catch-22&#8242;s, we discussed how credit card companies can increase minimum monthly payments on consumers that utilize a high percentage of their available balance.  And, while having a higher monthly payment is no walk in the park, that fine print snag isn&#8217;t nearly as nasty as the one we [...]]]></description>
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		<title>0% Balance Transfer Catch-22&#039;s &#8211; Part I</title>
		<link>http://www.smartbalancetransfers.com/blog/2008/11/balance-transfer-catch-22s/</link>
		<comments>http://www.smartbalancetransfers.com/blog/2008/11/balance-transfer-catch-22s/#comments</comments>
		<pubDate>Wed, 26 Nov 2008 17:35:12 +0000</pubDate>
		<dc:creator>Jeff Weber</dc:creator>
				<category><![CDATA[Balance Transfer Catch 22's]]></category>
		<category><![CDATA[Balance Transfers]]></category>

		<guid isPermaLink="false">http://www.smartbalancetransfers.com/blog/?p=77</guid>
		<description><![CDATA[Joseph Heller&#8217;s famous novel Catch-22 is a much easier read than the fine print of a credit card statement, though both the novel and the fine print share unfortunate similarities.  In this, the first of a series of articles aimed at helping consumers understand fine print, we&#8217;ll tackle an unpleasant surprise buried so deeply in [...]]]></description>
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