Since the start of 2011, Chase has been rolling out top notch sign-up incentives to lure in new customers. At first, some Chase credit card offers carried $50 bonuses. Over the past few months, these sign-up perks have increased dramatically. Today, the best Chase credit card offers come with bonuses of at least $100, though some Chase cards provide bonuses of up to $625.
Here you can learn more and compare Chase credit cards.
The Best Chase Credit Cards with No Annual Fees
Historically, most credit cards that offered large sign-up bonuses carried hefty annual fees. This is not the case with many of the best offers from Chase. They are presently offering a handful of no annual fee rewards cards that provide nice incentives to new applicants.
The first such offer is the Chase Freedom Rewards Card. Freedom is Chase’s primary cash back card and is among the best no annual fee cards in this category. Depending on the offer you choose, you can either get a $100 or $200 cash back bonus when you apply and spend $500 within three months.
Both versions of the Chase Freedom card offer the same rewards: 1% cash back on everything and 5% cash back in popular categories that rotate every three months. These categories include gas, groceries and travel. The primary difference between these offers can be found in the rate department. The $100 bonus version of this Chase credit card offer comes with 0% introductory rates, while the lofty $200 Freedom card does not. Below you can learn more about these cards and apply.
Two other no annual fee Chase credit card offers are worth noting. The first is Chase Sapphire, which offers 25,000 Ultimate Reward points to new applicants. This bonus is worth $250. Another offer of note is the Chase Slate card. Chase Slate does not offer a big sign-up bonus, but it does provide a 0% APR for up to 15 months on purchases and balance transfers as well as access to Chase Blueprint online account management tools. You can learn more about these offers below.
The Best Chase Credit Card Offers with Annual Fees
As is often the case with credit card deals, the most lucrative offers from Chase are only available on credit cards that carry annual fees. Fortunately, most of the best Chase credit cards waive the annual fee during the first year. This added perk lets cardholders evaluate the benefits of these cards for a full year without paying a cent.
Of currently available offers, no card from Chase or any other company tops the 50,000 Ultimate Reward point sign-up bonus that comes with the Chase Sapphire Preferred card. Depending on how you use your sign-up bonus, the 50,000 points you get for spending $3,000 within three months are worth either $500 or $625. To get the most value, use your Ultimate Rewards points to book travel, as this will get you a 25% bonus – worth $125. However, you can also use your points right away to get a $500 statement credit. Either way, this is the most lucrative deal around.
Another Chase credit card offer of note is the Continental OnePass credit card. Like most airline cards, the Continental card comes with a minimum of 25,000 bonus miles and the potential to get up to 40,00 miles. However, the key benefit is the card’s free checked bag feature.
A final Chase offer of note is the Marriott Rewards credit card. With this card, new applicants get up to 50,000 Marriott reward points after making their first purchase – enough to cover a few night’s at some of their hotels. The only drawback here is that the number of night’s that can be acquired with these bonus points diminishes when used for higher end Marriott hotels.
Final Thoughts on Chase Credit Cards
Throughout the first half of 2011, Chase has been engaging in an aggressive campaign to bring in new customers. However, unlike many credit card companies, Chase isn’t simply trying to lure people in with aggressive marketing. Instead, they are crafting credit card offers that make it worthwhile for consumers to drop their current cards and make the switch to Chase.
As with all good things, these aggressive sign-up promotions won’t last forever. But for the time being, any consumer considering a new card should take a close look at what Chase has to offer.
