Advertising Disclosure *Advertising Disclosure: is an independent, advertising-supported comparison service. receives compensation from the credit card issuers whose credit card offers appear on the website. The compensation may impact the order in which they appear within listing categories. does not include the entire universe of available credit or financial offers.

About Editor's Picks: Our editor selects credit cards based on the features the credit card offers consumers, including introductory rates, fees, long term interest rates, and its relative value compared to competing offers. While this site receives remuneration from credit card companies, our rankings strive to objectively provide consumers with relevant, unique options.

Sign Up Now For Chase Freedom Q4 Bonus Categories

chase-freedom-5-cash-back-summerThe Chase Freedom is one of the most popular reward cards in the country. It offers 5% cash back bonuses on select categories of merchants that change each quarter, and 1% cash back on all other purchases.

Right now, new applicants can earn $100 cash back after making $500 in purchases within three months of opening their account. Cardholders can also register for the fourth quarter bonus categories.

What purchases are eligible for 5% cash back in Q4 of 2013?

This fall, Freedom cardholders will receive 5% cash back from purchases at and from select department stores. Eligible purchases include Amazon Prime subscriptions, Amazon Fresh orders, Amazon Local, magazines, and Amazon Digital Downloads.

There are dozens of qualifying department stores, but the largest ones include JC Penny, Kohl’s, Macy’s, Nordstrom, Sears, and Bloomingdales. Nevertheless, Target, Walmart, and all membership warehouse stores are excluded.

  • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3-month period
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99%-22.99%
  • 5% Cash Back on up to $1,500 in combined purchases between October 1 — December 31, 2014 at, and select department stores
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • No annual fee and rewards never expire
Purchases Intro
Balance Transfers Intro
Regular APR
Annual Fee
Credit Needed

0% for 15 months*

0% for 15 months*

13.99%-22.99% (Variable)*



What you need to know about the Chase Freedom quarterly bonuses

You have to register for the bonus categories. Cardholders must go online to activate the bonus categories in order to receive the extra cash back. Registration opens just before the quarter begins and lasts throughout the quarter. Thankfully, registration applies retroactively to all eligible purchases made during the quarter.

Bonuses are limited. Cardholders only receive 5% cash back on their first $1,500 of eligible purchases made throughout the quarter. Subsequent purchases receive the standard 1% cash back.

Freedom cash back is received as Ultimate Rewards points. These points can be redeemed for cash back, merchandise, travel reservations or gift cards at a rate of one cent each. However, these points can be transferred to other Chase credit card accounts. Those who also hold an Ink Bold, Ink Plus, Sapphire Preferred, or Palladium card will find that the same points are worth 1.25 cents towards travel reservations when redeemed from those other card accounts. In addition, those other cards can transfer points to the programs of ten different airline or hotel programs, plus Amtrak Guest Rewards. When used wisely for award travel, these points and miles can be worth as much as several cents each.

When credit card users understand how to maximize the bonus point offers from Chase Freedom, they will realize why this card remains so popular.

Editor's Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Citi or any of the other companies whose products are featured in this content.

About the author

Jason Steele

Jason Steele is a freelance journalist specializing in personal finance and travel and is recognized as an expert in credit cards. He is a regular contributor to many of the top personal finance sites such as Wise Bread and Money Talks News. His work has been frequently carried on mainstream news outlets such as MSN Money, Yahoo, Finance, and Business insider.

Jason lives in Denver Colorado with his wife and two daughters.

– has written 327 posts.

Leave a Comment

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Previous post:

Next post: