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Now Is The Time To Get A Travel Rewards Card For Summer Vacations

travel-rewardsSummer is when Americans love to travel. Students are off of school, and beautiful weather calls us to the outdoors. And when we look to travel rewards to ease the costs of our summer vacations, we realize that time is running out to get a credit card for summer travel.

Why you need to act now

It would be nice if earning travel rewards was just a one click experience, but it is not. First, applicants need to select the best credit card offer for their reward travel needs. Then, it can take a week or two for the application to be approved and a card to be sent out. Also, cardholders need to complete minimum spending requirements necessary to receive their bonus points or miles. And once those requirements are met, the points or miles will only be received once the statement closes. Finally, cardholders need time to complete award reservations that may not be available for last minute travel.

Some great reward cards for summer travel

Chase Sapphire Preferred®

Chase offers 40,000 points in its Ultimate Rewards program after new cardholders spend $3,000 on their card within the first three months of opening their account. Cardholders then earn double points on travel and dining purchases, and one point for each dollar spent on all other purchases. Triple points are earned for travel purchases made through Chase’s Ultimate Rewards online travel service.

Points are worth 1.25 cents each towards travel booked through Chase’s Ultimate Rewards online travel service, but there are even better options. Cardholders can transfer their points to the programs of nine different airline and hotels, plus Amtrak Guest Rewards. For example, points are worth 1.8 cents each when transferred to the the Southwest Airlines Rapid Rewards program, or even more when used for first or business class awards with other carriers. There is a $95 annual fee for this card that is waived the first year.

American Express Starwood Preferred Guest Card

This card is the most flexible rewards card available. Points earned can be used for any standard room at their hotels with no blackout dates or capacity restrictions.  In addition, points can be transferred to the frequent flier programs of over 30 different airlines. New applicants earn 15,000 points after their first purchase, and another 10,000 after charging $5,000 within six months of opening their account. There is a $65 annual fee for this card.

Learn more about the Starwood Preferred Guest® Credit Card from American Express

So don’t let the summer pass you by without earning free travel from one of these valuable offers.

Editor's Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Citi or any of the other companies whose products are featured in this content.

About the author

Jason Steele

Jason Steele is a freelance journalist specializing in personal finance and travel and is recognized as an expert in credit cards. He is a regular contributor to many of the top personal finance sites such as Wise Bread and Money Talks News. His work has been frequently carried on mainstream news outlets such as MSN Money, Yahoo, Finance, and Business insider.

Jason lives in Denver Colorado with his wife and two daughters.

– has written 301 posts.

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