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About Editor's Picks: Our editor selects credit cards based on the features the credit card offers consumers, including introductory rates, fees, long term interest rates, and its relative value compared to competing offers. While this site receives remuneration from credit card companies, our rankings strive to objectively provide consumers with relevant, unique options.

NFL Extra Points Rewards Card Balance Transfer Offer

Most credit cards offer a 0% APR promotional financing offer or a rewards program. Nevertheless, a few cards offer both. In general, those who have credit card debt should focus on paying it off rather than earning more rewards.

But there are still some people who want to transfer a large balance while continuing to earn rewards. And in the case of the NFL Extra Points Rewards card, customers have the opportunity to earn tickets to games that can be very hard to get.

How the promotional financing works

New cardholders receive one year of interest free financing on both new purchases and balance transfers, but there is a 3% balance transfer fee.  12 months is less than several other competing cards that offer 15 or 18 months of similar terms, but this length of time can work for many people.

How the rewards work

For each dollar spent on all purchases, cardholders receive one point, and double points for spending on NFL or team purchases. In addition, new applicants receive 10,000 bonus points after their first use of the card, which is enough for $100 worth of statement credits.

But the best part about this card is the reward opportunities. Cardholders can redeem 25,000 points for two tickets to any NFL game. So if a cardholder is looking for seats to a major match-up that has been sold out for some time, this award can be worth hundreds of dollars.

Points can also be used for NFL merchandise, experiences, or statement credits. Cardholders also receive 20% off their purchases at NFL shops.

Who this card makes sense for

Obviously, this is a great card for fans of the NFL who hope to score tickets to sold out events. But in addition, this card can make sense for those with enough credit card debt that they could pay it all off within a year. These cardholders can enjoy an adequate promotional financing offer while still earning rewards.

By combining the best features of promotional financing and reward credit cards, the NFL Extra Points card can be an attractive option for football fans.

You can learn more about this offer and apply online below.

  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops
  • Earn 1 point per $1 on all other purchases
  • Special Financing on all ticket purchases of $500 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for cash back statement beginning at 2,500 points, VIP NFL experiences, game tickets and more
Purchases Intro
Balance Transfers Intro
Regular APR
Annual Fee
Credit Needed

N/A*

0% for 15 months (must be completed within first 45 days *

14.99% or 22.99% Variable*

$0

Fair to Excellent


Editor's Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Citi or any of the other companies whose products are featured in this content.

About the author

Jason Steele

Jason Steele is a freelance journalist specializing in personal finance and travel and is recognized as an expert in credit cards. He is a regular contributor to many of the top personal finance sites such as Wise Bread and Money Talks News. His work has been frequently carried on mainstream news outlets such as MSN Money, Yahoo, Finance, and Business insider.

Jason lives in Denver Colorado with his wife and two daughters.

– has written 305 posts.

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