As we enter summer we have seen a stabilization of credit card sign up bonuses. While they are slightly below the lofty peaks seen in recent years ($200 on cash...
After a turbulent first quarter during which banks substantially altered the terms of balance transfer credit card offers, stability returned to the market in May. The average length of balance...
Credit cards are remarkably transparent financial products as Federal regulations require that card issuers disclose almost all rates and fees before cardholders begin to fill out their application. Nevertheless, there...
If an observer follows a market for long enough, eventually a pattern emerges. Competitors repeatedly try to outbid each other in their efforts to acquire a scarce commodity. Ultimately, the...
In a recent online survey conducted by Smartbalancetransfers.com using Google consumer surveys, over 1,500 Americans were asked the question “Have you ever heard of 0% APR balance transfers?” The results were...
2011 was a fantastic year to apply for a credit card. The credit markets were thawing and major issuers like Chase and American Express were offering bonuses of up to...
When credit card holders are unable to pay their entire balance in full, they begin to incur interest on all of their purchases. As unsecured loans, credit card interest rates...
At first glance, using credit cards to pay taxes does not appear to be wise. The IRS does not simply accept credit cards the way most merchants do, it requires taxpayers to...
Many popular credit cards are heavily advertised using the lure of rewards including cash back and free travel. From the bank’s standpoint, this only makes sense as few would be...
As expected, average 0% credit card balance transfer fees increased in March from a multi-year low of 2.95% back above the 3% mark to 3.1%. Average 0% balance transfer durations,...