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October’s Top 5 Credit Card Rewards Bonuses

October’s Top 5 Credit Card Rewards Bonuses

Consumers looking to increase their spending power during the holiday season will find that getting a new rewards credit card can add anywhere from $100 to as much as $400 to their budgets simply by applying and meeting very reasonable bonus spending requirements.

Here are October’s most generous credit card rewards offers.

Chase Sapphire Preferred

The Preferred version of the Sapphire card offers 40,000 bonus points after spending $3,000 within the first three months of opening an account. This is worth $400 towards statement credits, gift cards, or $500 towards travel reservations made though Chase’s Ultimate Rewards web site. In addition, cardmembers can also redeem their rewards for miles with several different airlines or points with various hotel chains.

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Citi ThankYou Preferred Rewards Card

Citi is offering this product with a sign-up bonus of 15,000 ThankYou points after cardholders make $1,000 in purchases within three months of opening an account. These points can be worth as much as $150 in gift cards.

Chase Sapphire

For the standard Sapphire card, Chase offers 10,000 bonus points after spending $500 with in the first three months of opening a new account. This is worth $100 towards statement credits, gift cards, or travel reservations.

Chase Freedom

New applicants earn $100 in cash back after making $500 in purchases with the first three months of opening an account. Cardholders are also eligible to receive a 5% cash back on their first $1,500 spent on airlines and hotels as well as at Best Buy and Kohl’s stores through the end of 2012.

This card has the added bonus of a 0% introductory rate on purchases and balance transfers that lasts 15 months. This can be of significant value to consumers who anticipate spending more than they can immediately repay during the holiday season, as well as for those who currently have high rate debt on another credit card that can be transferred.

Citi Dividend Platinum Select Visa Card

Like the Freedom card, Citi’s Dividend Platinum Select is also offering $100 in cash back after spending $500 in applicants first three months of card membership. Cardholders then earn 5% cash back on purchases at Macy’s, electronics stores like Best Buy, and toy stores though the end of the year.

Like Chase Freedom, this card also carries a valuable 0% introductory rate on purchases and balance transfers.

Given the fact that most consumers can easily meet the standard $500 spending required to obtain $100 bonuses coupled with the fact that many of these cards also offer year or longer 0% introductory rates, this is an ideal time to consider switching to a new credit card.

Editor's Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Citi or any of the other companies whose products are featured in this content.

About the author

Jason Steele

Jason Steele is a freelance journalist specializing in personal finance and travel and is recognized as an expert in credit cards. He is a regular contributor to many of the top personal finance sites such as Wise Bread and Money Talks News. His work has been frequently carried on mainstream news outlets such as MSN Money, Yahoo, Finance, and Business insider.

Jason lives in Denver Colorado with his wife and two daughters.

– has written 338 posts.

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