Comments on: Citibank Balance Transfer Offer http://www.smartbalancetransfers.com/blog/2009/11/citibank-balance-transfer-offer/ The Balance Transfer Credit Card Resource Tue, 16 Mar 2010 20:47:28 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Balance Transfers Helper http://www.smartbalancetransfers.com/blog/2009/11/citibank-balance-transfer-offer/comment-page-1/#comment-6389 Balance Transfers Helper Tue, 17 Nov 2009 16:31:25 +0000 http://www.smartbalancetransfers.com/blog/?p=593#comment-6389 Good Customer, 19.99% is no bargain. Sorry if something I wrote lead you to believe otherwise. Perhaps I was being sarcastic, but unclear. No one with good credit should be paying more than 15%-anything more than that should prompt you to move your balances to a new <a href="http://www.smartbalancetransfers.com/" rel="nofollow">credit card</a>. Good Customer,

19.99% is no bargain. Sorry if something I wrote lead you to believe otherwise. Perhaps I was being sarcastic, but unclear. No one with good credit should be paying more than 15%-anything more than that should prompt you to move your balances to a new credit card.

]]> By: Good Customer http://www.smartbalancetransfers.com/blog/2009/11/citibank-balance-transfer-offer/comment-page-1/#comment-6388 Good Customer Tue, 17 Nov 2009 15:05:02 +0000 http://www.smartbalancetransfers.com/blog/?p=593#comment-6388 I got this letter. I had to transfer $3000 or more in order to keep my current terms. Otherwise my rate would be raised to 19.99%. Reading your articles I realize that 19.99% is a bargain, but it still sucks. I opted out and canceled the care. Yes, I have excellent credit, pay in full each month ($1,000-1,500), and have been a good customer for 15 years. The customer service agent did not offer me any other terms. I got this letter. I had to transfer $3000 or more in order to keep my current terms. Otherwise my rate would be raised to 19.99%. Reading your articles I realize that 19.99% is a bargain, but it still sucks. I opted out and canceled the care. Yes, I have excellent credit, pay in full each month ($1,000-1,500), and have been a good customer for 15 years. The customer service agent did not offer me any other terms.

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