Smart Balance Transfers has just learned that, starting May 1st, the best balance transfer credit card on the market will no longer be providing a 0% APR for 12 months. While we cannot name names, we hope this message reaches you before the changes take effect. Once this offer is removed, consumers will have very few opportunities to get a 0% APR for a full year. Additionally, the fact that this particular offer will be changing does not bode well for the future of 0% balance transfers rates that last 1 year. In our opinion, this may be the beginning of the end of 12 month, 0% deals. Hopefully, you’ll have locked in a 0% rate before this occurs.
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