While most of the mail and comments we receive are complaints about credit card companies, every one in a while we hear from visitors who have benefited from visiting our site. A particularly nice note came in yesterday that made us feel all warm inside.
“Thank you for this site. I just had my credit limit cut in 1/2 by Bank of America and my credit is quite good. Needless to say, I was informed verbally that this was because of changes in the company and that it would not really affect my credit score. Thanks to your site, I now understand the impact their change will have on my credit score.”
We really appreciate the feedback and are glad to be of service. (HINT: Send us more nice emails).
Related Posts
- Updated Consumer Advisory on Balance Transfer Checks
In early July, I posted a consumer advisory on balance transfer checks. At that time, I had received a few emails from consumers complaining about Citibank balance transfer checks that were not being honored. When I published the first advisory, I had expected a flood of new comments from angry consumers. When those complaints didn’t [...]...
- Fidelity Investment Rewards Card is Best Cash Back Credit Card
During the past five years, cash back credit cards have changed for the worse. Back in 2006, some companies offered a straight 5% cash back on gas and groceries. Many other cards offered 2% across the board. Today, the Fidelity Investment Rewards American Express Card is one of the few credit cards that continues to offer a [...]...
- Consumer Advisory on Credit Card Checks
A few days ago, a visitor of Smart Balance Transfers contacted me about an issue she had with a credit card check her fiance received in the mail. I have long cautioned against the use of balance transfer and cash advance checks, mainly because there is always a chance that these checks may bounce. Below is Irina’s experience [...]...
- Low Rate Balance Transfer Offers in June
Editor’s Note: Please see 0% Balance Transfer Credit Card Offers in July for the most recent update on balance transfer offers. Consumers looking for low rate balance transfer deals this month will find that Citibank is offering the longest 0% balance transfer offers, with three cards that provide 0% rates for 18 months. Most other credit [...]...