Comsumers looking to eek out an extra 3 months on a 0% APR balance transfer have extremely limited options.  To be precise, they have one.  At present, the only credit card on the market offering a 0% APR for 15 months on balance transfers is the Advanta Platinum.

The Advanta Platinum card, though designed for business, is available to consumers as well, though this is a source of confusion for some applicants.  Here’s the simple step you need to take to complete the application and take advantage of a 0 APR for 15 months.  When on the application page, you will find a field where applicants are prompted to enter a business name.  In this field, simply enter your name and voila, you are on your way to extra 3 months of balance transfer savings.

Just how much you can save with a 0% APR for 15 months obviously depends on the amount of the balance you transfer.  For example, a person with a $3000 balance transferred from a credit card charging a 14% interest rate can save over $100. 

An additional benefit of the Advanta Platinum Card is that after the 15 month 0% APR introductory period ends, the ongoing APR is a fixed 7.99%, significantly lower than most current offers.

You can learn more about the Advanta Platinum card and apply online to take advantage of a 0 APR for 15 months here.