While the majority of credit cards only offer a 0% APR for 12 months, there are a few major credit cards that offer a 0% APR for 15 months. Unfortunately, no credit card currently offers a 0% APR for 15 months on purchases and balance transfers. However, there is one credit card on the market for each 0% category.
The first of these credit cards is Blue from American Express. This credit card offers a 0% APR for 15 months on purchases. Aside from offering a 0% rate, this card also offers no fee rewards and charges no annual fee. Once the zero interest period expires, this card offers a variable 11.24% interest rate on remaining balances.
The second offer comes from Advanta. They offer a 0% APR for 15 months on balance transfers with their Platinum Rewards card.When the zero interest rate expires, this card offers a low 7.99% variable APR on remaining balances. This Advanta credit card offer is aimed at businesses.
As noted above, no credit card is currently offering a 0% interest rate on purchases and balance transfers. There are, however, many credit cards that offer a 0% APR on purchases and balance transfers for 12 months. You can review these offers and apply online by visiting the 0% APR credit card section of Smart Balance Transfers.
Note: The information in this posting is accurate as of 5/29/08. Before applying online for a credit card that offers a 0% APR for 15 months, be sure to examine the application to verify that the offers described above are still current.
