Although losing weight and quiting smoking are among the top New Year’s resolutions, the easiest, and perhaps best resolution should be to save money. What makes this resolution so easy? The fact that there are hundreds of ways we waste money every day.

As our specialty is credit cards, we’re dedicating our first post of the new year to simple ways to save hundreds of dollars with balance transfer credit cards. Firstly, if you carry a balance on your credit card, you probably waste about $140 for every $1000 you carry on your credit card. With a 0% balance transfer, then, you can save $520 by transferring a balance of $3000. Not too bad for something you can accomplish online in five minutes. You can compare current 0% APR balance transfer credit cards in the card comparison section of Smart Balance Transfers.

Want another way to save money? Get a new credit card that offers a 0% interest rate on both purchases and balance transfers. With one of these credit cards, you not only save money on the interest you would be paying (wasting) on your old credit card balances, but also on any new purchases you make. You can compare these offers and apply online at Smart Balance Transfers to start saving money in minutes.

Lastly, you can add an extra fifty to seventy five dollars to your savings by apply online for a no fee balance transfer credit card. While there are only a few of these offers available, they offer yet another way to start the new year by putting extra cash in your pocket.

We wish you all a prosperous and happy new year and hope we’ve helped you kick start a plan to save money in 2008.