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  Balance Transfer Article Directory

Balance Transfers 101

A balance transfer is the act of transferring debt from one credit card to a new card that has a lower interest rate. There are two types of balances transfers: limited duration balance transfers and fixed rate balance transfer. Read Full Article

How to Avoid a Balance Transfer Mistake

A 0% APR balance transfer provides a great opportunity to save money on interest. However, there are three pitfalls one must avoid to insure a 0% balance transfer doesn’t become a balance transfer mistake. Read Full Article

The Benefits of 0% APR Balance Transfer Credit Cards

Do you know how much money you waste on interest every year? For the average consumer, this figure is somewhere around $140 for every $1000 of credit card debt. This means that someone with $3,000 in debt spends over $400 a year on interest. Read Full Article

When No Fee Balance Transfers Aren't the Best Deal

The vast majority of no fee balance transfer credit cards only offer a 0% interest rate on balance transfers. Any purchases you make on your card are charged the standard interest rate. Thus, for example, if you transfer $1000 at a 0% interest rate and spend $1000 at the standard rate (we'll say 15%), any payment you make will reduce the 0% balance and you will be charged 15% interest on your new purchases. Read Full Article

What is the Best Balance Transfer Credit Card?

Over the years, we've received countless emails from individuals wondering what is the best balance transfer credit card. Because every person's situation is unique, there is no straightforward answer to this question. However, there are certain cards that are better for certain types of credit card applicants. Read Full Article

About Fixed APR Balance Transfers

A fixed APR balance transfer offer allows you to transfer a higher rate balance to a credit card that charges a fixed interest rate for a set amount of time that can last anywhere from a year to life. Unfortunately, no credit cards offer fixed 0% APR balance transfers for life. However, many fixed APR balance transfer offers do provide 4.9% transfers for life. Read Full Article

Balance Transfer Fees 101

Only a small number of credit cards offer no fee balance transfers, and those that do tend not to offer a 0% interest rate on purchases as well as balance transfers. The vast majority of credit cards that offer 0% interest on purchases and balance transfers charge a nominal 3% balance transfer fee. While a nuisance, balance transfer fees are offset by the interest savings that come with a 0% balance transfer credit card. Read Full Article

Balance Transfer Blog Article Directory

Balance Transfer Fee Limits

Understanding Balance Transfer Fees

Another No Fee Balance Transfer Bites the Dust

0% APR Balance Transfers Going Away?

Bank of America Raises Interest Rates

Bye-Bye No Fee Balance Transfers

0% Balance Transfer Applications

Balance Transfer Checks

The Best Balance Transfer Credit Card on the Market

www.mycapitalonecard.com Credit Card Offers

Dirty 0% APR Balance Transfer Tricks

No Fee Balance Transfer Update

   
 

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