Balance Transfer Credit Cards

0% APR Credit Card Offers

Top 0% APR Credit Card Offers

Balance Transfers Tip: The Starwood Preferred Guest Card from American Express offers a 2.9% APR on purchases as well as no fee balance transfers for 6 months. Excellent credit required for approval.

Sudent Balance Transfers Tip: The Citi® mtvU™ Platinum Select® Visa® Card for College Students offers a 0% APR on both balance transfers and purchases. If you are a student searching out balance transfers, you are on the right track. Running up credit card debt while in college can lead to long term debt problems. Taking advantage of a 0% APR to reduce your interest expense is a huge step in the right direction. However, it is very important to use the 0% period to pay down your debt. For additional information on student credit usage, along with some tips and advice, please see the student balance transfers section of this website.

0% APR Balance Transfers Credit Card Articles

The Benefits of 0% APR Balance Transfer Credit Cards: Do you know how much money you waste on interest every year? For the average consumer, this figure is somewhere around $140 for every $1000 of credit card debt. This means that someone with $3,000 in debt spends over $400 a year on interest. Read Full Article

The Best 0% Balance Transfer Credit Card: With more and more credit card companies changing the terms and conditions of their offers, its more important than ever to choose a good credit card company. This article discloses the logic behind what we consider to be a good credit card for balance transfers and some tips to help you avoid bad balance transfer deals.

Balance Transfers 101: This article for balance transfer newbies covers the basics of balance transfers and includes tips to help you find the best available deals.

Balance Transfer Blog Postings

J.D. Power Credit Card Rankings: Since these rankings are from 2008, they may not be entirely relevant. Why? Because a lot of credit card companies have really dropped the ball this year and customer service ratings will probably be lower than they were last year. However, if you want a general idea of how a large group of consumers rated their credit card companies last year, this article may be useful.

Credit Card Complaints: This blog thread was started to assist consumers seeking to file complaints with the Federal Trade Commission. Unfortunately, most of the unfair practices employed by credit card companies turned out to be completely legal. However, a number of consumers have voiced complaints about every major credit card company, with the exception of Smart Balance Transfers' favorite, Discover. Here, you can learn more about which credit card companies are angering consumers the most so you can avoid getting stuck with a credit card company that doesn't care about you.