0 APR Balance Transfer Credit Cards

Balance Transfer Credit Cards

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Discover 0 APR Balance Transfer Credit Card

 

 

0% APR Balance Transfer Credit Cards

In this section, you will find credit cards that offer low rates on balance transfers. Due to the ongoing credit crunch, most credit card companies have stopped offering 0% balance transfers lasting more than 6 months.

Although 0% balance transfer offers don't last as long as they did a few months ago, transferring balances to a credit card that offers a 0% APR for 6 months can still provide substantial savings. A person with $5,000 in credit card debt and an interest rate of 15% can save over $300 on interest during the next six months, and benefit in the long term with a lower APR.

Below you can compare the details of leading 0% balance transfer offers. Once you've found the right credit card, click apply to access the online application and start saving money on interest.

Top 0% APR Balance Transfer Credit Card Offers

0 APR Balance Transfers and Purchases

Discover® More (SM) Card - Flag
Editor's Pick: Offers a 0% Intro APR on balance transfers for 12 months and as low as an 11.99% APR thereafter*.
0 APR Balance Transfer Credit Card Offer
Citi® Platinum Select® MasterCard®
Offers a 0% APR on balance transfers and purchases for 6 months*.
No Fee 0 APR Balance Transfer Offer
Discover® Motiva(SM) Card
Offers a 3.99% Intro APR on balance transfers for up to 12 months and a 3.99% APR on purchases for 6 months. 3% balance transfer fee.*
No Fee 0 APR Balance Transfer Offer

Additional 0% Balance Transfer Credit Cards


 



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Balance Transfers Tip: This no fee balance transfer credit card requires applicants to have exceptional credit to get approved. Since getting denied for this credit card may impact your ability to get approved for another offer, we recommend using a free trial of a credit monitoring service to check your credit score before applying. You can check your credit score for free here. A score above 750 should be sufficient.

Sudent Balance Transfers Tip: The Citi® mtvU Platinum Select® Visa® Card for College Students offers a 0% APR on balance transfers for 6 months. Additionally, this card also offers a 0% APR on purchases. While this low rate may be tempting, it is unwise to add to your credit card debt just because you have a low rate in the short term. For additional tips and advice on student credit cards, please see the appropriate section of this website.

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0% Balance Transfer Articles

Balance Transfer Credit Card Application Tips: Getting a balance transfer credit card is not as easy as it was a few months ago. And, despite new credit card laws, credit card applications are as tricky as they've ever been. To help you avoid balance transfer credit card application traps, we've compiled a list of tips to help you get the most out of a money saving balance transfer.

Getting Out of Credit Card Debt with Balance Transfers: Getting out of credit card debt may seem impossible, but 0% balance transfers can help you become debt free faster while saving you hundreds of dollars in interest.

0% Balance Transfer Dos and Don'ts: With 0% balance transfer options dwindling and credit card companies growing evermore stingy, these tips can help you take advantage of the best deals on the market and avoid balance transfer mistakes that could sap your savings opportunities.

Recent Balance Transfer Blog Postings

Beware 0% Balance Transfer Checks: Although balance transfer checks aren't flooding mailboxes like they used, some companies that continue to send out balance transfer checks are letting them bounce, causing unsuspecting users to penalized by 200% interest rate increases. If you're thinking about using a balance transfer check, think again. The play is to transfer balances online.

Balance Transfers Will Help You Get Our of Debt Faster: In this blog posting, we looked at how long it would take a person with $10,000 in credit card debt to become debt free with and without a 0% balance transfer. Unsurprisingly, using balance transfer credit cards cut the time it would take to get out of debt in half, while saving thousands of dollars in interest.

*Important Disclaimer: See credit card applications for complete terms and conditions. While Smart Balance Transfers makes reasonable efforts to maintain accurate information, all credit card information is presented without warranty. When you click an "Apply" button, you can review the credit card terms and conditions on the issuing company's website.