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Discover 0 APR Balance Transfer Credit Card

 

 

  0% APR Balance Transfer Credit Cards

In this section, you will find a wide selection of credit cards that offer a 0% APR on balance transfers for up to 1 year as well as no fee balance transfer deals.  Below you can compare the details of these offers. Once you've found the right credit card, click apply to access the online application and start saving money on interest. Just how much can you save? On average, expect savings of $120 or more for every $1000 you transfer to a 0% APR credit card.

Top 0% APR Balance Transfer Offers

0 APR Balance Transfers and Purchases

0% APR Balance Transfer for 1 year

Discover® More (SM) Card
Offers a 0% APR on low fee balance transfers for 1 full year. Plus, get a 0% APR on purchases for 12 months.
0 APR Balance Transfer Credit Card Offer
ESPN Total Access Visa® Card
This 0% APR, no fee balance transfer card offers a 0% APR for 6 months on purchases & transfers.
No Fee 0 APR Balance Transfer Offer
Citi CashReturns(SM) Card
Offers a 0% APR on balance transfers for up to 1 year, plus earn 1% cashback.
No Fee Balance Transfer Offer

 

Additional 0% APR Balance Transfer Credit Cards


 Discover® Open Road(SM) Card



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
Up to 12 Months*
10.99%*
None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

 

 IN: NYC® Card from American Express



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
6 Months*
As Low As 8.99%*
None*

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
  • Points have no expiration date and you can redeem points for rewards in New York. 
  • 0% APR for 6 months
  • No Annual Fee

 

**The IN:NYC® card from American Express offers no fee balance transfers and a 0% APR on both purchases and balance transfers.**


 Discover® More(SM) Card - Wildlife Collection



Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%*
Up to 12 Months*
10.99%*
None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

 

0% APR Balance Transfers Page 1 - Page 2 - Page 3


0% APR Balance Transfer Articles

0% APR Balance Transfers vs No Fee Balance Transfers

The vast majority of no fee balance transfer credit cards only offer a 0% APR on balance transfers. Any purchases you make on your card are charged the standard interest rate. Thus, for example, if you transfer $1000 at a 0% interest rate and spend $1000 at the standard rate (we'll say 15%), any payment you make will reduce the 0% APR balance and you will be charged 15% interest on your new purchases. Learn more about 0% APR balance transfers.

0% APR Balance Transfers 101

A balance transfer is the act of transferring debt from one credit card to a new card that has a lower interest rate. There are two types of balances transfers: limited duration 0% APR balance transfers and fixed rate balance transfer. Learn more about 0% APR balance transfers.

The Benefits of 0% APR Balance Transfer Credit Cards

Do you know how much money you waste on interest every year? For the average consumer, this figure is somewhere around $140 for every $1000 of credit card debt. This means that someone with $3,000 in debt spends over $400 a year on interest. Learn more about the benefits of 0% APR balance transfers.

0% APR Balance Transfer Credit Cards - Fixed APR Balance Transfers - No Fee Balance Transfers - Balance Transfer Articles

 

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